Surf City Homes with Two Levels

Welcome to Surf City, North Carolina – a coastal gem that perfectly blends the allure of beachside living with the warmth of a tight-knit community. Nestled between the Atlantic Ocean and the lush landscapes of the Intracoastal Waterway, Surf City is renowned for its stunning sunsets, soft sandy beaches, and vibrant local culture. Whether you're an outdoor enthusiast eager to explore the local parks, a foodie ready to indulge in fresh seafood, or a family looking for a welcoming neighborhood, Surf City has something for everyone.

As you explore the real estate options in this charming town, you'll discover a delightful selection of homes, particularly those with two levels. These multi-story residences not only provide ample space for families and guests but also offer breathtaking views of the surrounding landscapes. Imagine sipping your morning coffee on a spacious balcony while the sun rises over the ocean, or hosting gatherings in a stylish living area that flows seamlessly into a beautifully landscaped backyard.

Two-level homes in Surf City often feature open floor plans, allowing for a perfect blend of comfort and functionality. With plenty of room for personalization, these homes can easily adapt to your lifestyle, whether you need extra bedrooms for family or a dedicated workspace. The proximity to the beach and local amenities enhances the appeal, making it a fantastic choice for both primary residences and vacation homes.

Embrace the coastal lifestyle in Surf City, where your dream of a two-level home awaits. Experience the perfect blend of relaxation and adventure in this idyllic seaside community!

Newest Surf City Homes with Two Levels

$1,115,000

3 Beds ⋅ 3 Baths ⋅ 100616044 MLS

Say yes to life on the Surf City canals with this 3-bedroom, 3-bathroom home. This home is perfect for entertaining, with a separate entertaining kitchen and living room on the ground floor, plus double sliding doors that create a great indoor-outdoor flow. The property includes a private boat slip and boat lift, making it ideal for fishermen or recreational boaters. The house has been recently updated, providing a modern feel with a mix of coastal charm. The home also has a 2-car garage, which lends itself to storage for multiple cars or all the beach accessories one could need, or even a golf cart! Don't miss your chance to change how summers look with life on the surf city canals.

3033 3rd St, Surf City

Listing courtesy of Listing Agent: Kendall Albertson () from Listing Office: Intracoastal Realty Corporation.

$999,998

4 Beds ⋅ 3 Baths ⋅ 100615470 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

$1,179,000

4 Beds ⋅ 3 Baths ⋅ 100615053 MLS

Oceanfront investment property with over $134k in rental income per year for the last two years! This townhome has it all, reverse floor plan designed to maximize the coastal views. Includes 2 master bedrooms with ensuite baths. Open living area offers a bright & welcoming atmosphere with vaulted ceilings, wall of windows & furnished coastal interiors. Step outside to enjoy multiple covered decks, including swing & 6-person hot tub, perfect for relaxing, entertaining, & just taking in the ocean breeze. Whether you're looking for a coastal investment or second home this property offers an opportunity to enjoy the laid-back lifestyle that makes Surf City so special. Experience beach living with all the charm of Topsail Island!

708 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Bethanie A Dudley () from Listing Office: Lewis Realty.

$1,250,000

6 Beds ⋅ 5 Baths ⋅ 100614679 MLS

Welcome to your dream coastal getaway! 1019 1st St in Surf City is the ultimate turnkey beach home, offering a sprawling layout with 6 bedrooms, 5 bathrooms, Plus a Bonus Room and over 2,600 heated square feet. Perfectly configured for hosting unforgettable large gatherings or serving as a high-performing rental investment, this property comes fully furnished so you can pack your bags and head straight to the beach. The thoughtfully designed multi-level floor plan prioritizes comfort, privacy, and accessibility, complete with an in-home elevator to easily navigate between floors. The second level features a quiet retreat with 3 bedrooms and bathrooms, while the third floor is an entertainer's paradise, boasting 4 additional bedrooms, 2 bathrooms, and a massive secondary living room perfect for game nights or movie marathons. Step outside to embrace seamless indoor-outdoor coastal living on the expansive main-level deck, the private deck off the third-floor living space, or the beautifully screened-in patio on the main level. For the ultimate outdoor lifestyle, this home is a true water lover's paradise, featuring a private boat dock and boat ramp right out back, while remaining just a short walk to the public beach access and the local park. Two separate single-car garages provide abundant storage for your vehicles, golf carts, surfboards, and water toys. Ideally located close to popular area restaurants and shops, this coastal gem is ready to help you make endless memories with friends and family.

1019 1st St, Surf City

Listing courtesy of Listing Agent: Jenna Morton () from Listing Office: Coldwell Banker Sea Coast Advantage.

$869,000

4 Beds ⋅ 4 Baths ⋅ 100614284 MLS

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

204 N Boca Bay Ln Unit B, Surf City

Listing courtesy of Listing Agent: Taylor R Reed () from Listing Office: Coastal Realty Associates LLC.

$1,199,900

3 Beds ⋅ 3 Baths ⋅ 100610782 MLS

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

7097 7th St, Surf City

Listing courtesy of Listing Agent: Savannah L Holman () from Listing Office: SERHANT.

$763,000

3 Beds ⋅ 3 Baths ⋅ 100610622 MLS

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage. Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request**

105 N Oak Dr, Surf City

Listing courtesy of Listing Agent: Stephanie Bolleyer () from Listing Office: Coastal Realty Associates LLC.

$690,000

3 Beds ⋅ 2 Baths ⋅ 100608987 MLS

Coastal living, vacation getaway, and investment opportunity all in one! This fully furnished 3-bedroom, 2-bath beach home is ideally located just 1 mile from the Surf City Bridge and within walking distance of Public Beach Access 24. The open first-floor layout features a convenient first-floor primary bedroom, durable LVP flooring, and fresh interior paint throughout. Enjoy the coastal lifestyle from both the front and back decks, perfect for relaxing in the ocean breeze. Numerous updates provide added peace of mind, including new support joists, new siding, new windows, new decks, and a new hot water heater, plus a newer roof and HVAC system serviced annually. Minutes from Surf City restaurants, entertainment, and a public park with dock access. Offered fully furnished, this property is ready to enjoy as a primary residence, second home, beach getaway, or potential rental investment. Bring your beach gear and start enjoying the coast!

1123 S Topsail Dr, Surf City

Listing courtesy of Listing Agent: The Summers Real Estate Team () from Listing Office: Keller Williams Innovate-Wilmington.

$775,000

3 Beds ⋅ 3 Baths ⋅ 100608510 MLS

Nestled within graceful live oak trees, this home provides a relaxed coastal hideaway feel, then takes your breath away with panoramic, unobstructed views of the sound, marsh, and ICW. Every hour brings a new backdrop across the water, from soft sunrise hues to exceptional glowing sunset reflections. Two levels of outdoor spaces create multiple areas for year-round enjoyment, including a covered wrap around deck, sunny upper deck, and a large, screened porch that feels like an outdoor living room. Coastal breezes, sunshine, and shade are always within reach, and the extensive outdoor areas make the home feel remarkably spacious for relaxing or gathering. This house is in a prime location just about a mile from downtown Surf City and the big bridge so you can walk, bike, or ride on the nearby quiet beach road to restaurants, shopping, and entertainment. Inside, the home is bright, open, and designed to bring the outdoors in, with a thoughtfully decorated coastal interior that feels warm and inviting. Natural light pours through three sliding doors in the living room, framing the sound like a moving piece of art. Ocean views from the open floorplan, kitchen and screened porch create a rare dual-view experience. Recent upgrades include new sliding doors and exterior paint in 2025, new roof and floors in 2019, a new kitchen window in 2025, and a new front door in 2026. Bathrooms were remodeled in 2020. The kitchen features granite countertops and newer appliances. Three bedrooms provide comfortable sleeping spaces, with two including full private bathrooms while the third has easy access to a half bath. Set back from the main road, the home feels private and peaceful, with a backyard surrounded by trees and ample parking in the carport and driveway. The backyard offers a comfortable outdoor area for relaxing, play, or pets. The large outdoor shower and covered main entrance add to the coastal lifestyle. Beach access (in Horse Hammock Beach area) is quick and easy via the alley directly across the street leading to South Shore Drive. With no public parking lot at this access, the beach stays quieter and more relaxed. This home also offers a strong rental history, making it an excellent opportunity for both personal use and investment. Turn-key and sold fully furnished with a one-year home warranty that buyer can extend as desired.

1143 S Topsail Dr, Surf City

Listing courtesy of Listing Agent: Tenley E. Grazioli () from Listing Office: Ocean Life Realty.

$925,000

5 Beds ⋅ 4 Baths ⋅ 100607289 MLS

Welcome to ''Surf City Oasis''which brought in 100K gross rental income for 2026. Guests leave wonderful reviews recognizing the recently remodeled features (look for list of upgrades in documents) comes fully furnished, and is truly a turn key investment. Floorplan features 2 bedrooms and 2 full baths on the 2nd floor with spacious family room/dining combo, kitchen features hard surface counters and soft close cabinetry. The stair case leads down to the ground floor living area with 3 bedrooms and full bath, efficiency kitchen area, and you have the option of renting it separtely as short term or long term,or keep that floor for yourself. Use the dedicated beach access easement to go to the beach, or canal. Fully fenced in backyard offers tiki bar/gazebo with hot tub, firepit, and plenty of room for your furry friends. Short walk to the beach or canal, shopping or restaurants dont let this one slip away.

1720 N New River Dr, Surf City

Listing courtesy of Listing Agent: Jackie L James () from Listing Office: Coastal Carolina Real Estate.

$439,900

3 Beds ⋅ 3 Baths ⋅ 100604432 MLS

Welcome to Waterside! This beautifully maintained two-story home offers the perfect combination of comfortable living, community amenities, and coastal convenience--just 2 miles from the beaches of Surf City! Inside, you'll find an open and inviting main level featuring LVP flooring, a spacious kitchen with granite countertops, a large island perfect for gathering, and a huge pantry providing plenty of storage. The main floor also includes a convenient half bath and plenty of living space for entertaining or everyday life. Upstairs, the spacious primary suite offers a large walk-in closet, while two additional bedrooms provide room for family, guests, or a home office. You'll also find a full bathroom, laundry room, and a generous loft area that offers flexible space for a playroom, media area, office, or second living space. Outside, enjoy the privacy of a fenced backyard and the convenience of a two-car garage. But the lifestyle is what truly sets this home apart! Waterside residents enjoy an impressive collection of amenities including a community pool, clubhouse, playground, basketball, volleyball, tennis, and pickleball courts. Plus, this golf-cart-friendly community makes it easy to enjoy the neighborhood and make your way toward the coast. Located just minutes from Surf City beaches, restaurants, shopping, and everyday conveniences, this home offers the coastal lifestyle you've been looking for without sacrificing comfort or convenience. Come see why Waterside is such a great place to call home!

808 Airlie Vista Ln, Surf City

Listing courtesy of Listing Agent: Jenifer Kiefer () from Listing Office: 360 REALTY.

$699,000

4 Beds ⋅ 4 Baths ⋅ 100603855 MLS

Longing for the coastal lifestyle? This fabulous townhome in the heart of Surf City can be yours! Enjoy walking to local shops and restaurants and to the beach via the deeded beach access. The homes features a large open concept kitchen and family room, 4 bedrooms , 3.5 baths, carport with large storage closet and outdoor shower. At the end of the day relax and enjoy the sunset and marsh views on one of the front decks. Ocean views from the master bedroom. This is the perfect spot to be able to enjoy beach living!

818 N New River Dr Unit 102, Surf City

Listing courtesy of Listing Agent: Harper C Fraser () from Listing Office: Intracoastal Realty Corporation.

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Surf City Homes with Two Levels

Newest Surf City Homes with Two Levels

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