Surf City Homes under $400,000

Surf City Homes under $400,000

Welcome to Surf City, North Carolina – a coastal gem nestled in Pender County that perfectly blends the charm of a seaside town with the vibrancy of modern living. With its stunning beaches, inviting community, and a plethora of recreational activities, Surf City is the ideal destination for those seeking a laid-back lifestyle with all the conveniences of contemporary living.

Surf City boasts miles of pristine shoreline, providing residents and visitors alike with endless opportunities for sunbathing, swimming, and surfing. The local parks and nature trails invite outdoor enthusiasts to explore the diverse ecosystems that thrive in this coastal paradise. Whether you're casting a line off the pier or enjoying a leisurely stroll along the beach, the natural beauty of Surf City is sure to captivate your heart.

For homebuyers looking for their slice of paradise, Surf City offers an impressive selection of homes priced under $400,000. From charming beach cottages to contemporary single-family homes, there’s something for everyone. These properties provide not only affordability but also the chance to enjoy the serene coastal lifestyle that Surf City has to offer. Imagine waking up to the sound of waves crashing and the salty breeze gently flowing through your windows.

With a friendly community, excellent schools, and a variety of local shops and restaurants, Surf City is more than just a beautiful place to live; it’s a place to call home. Discover your dream home in Surf City today, and experience the perfect blend of coastal living and community spirit!

Newest Surf City Homes under $400,000

103 Cleat Dr, Surf City
$335,000
3 Beds ⋅ 2 Baths ⋅ 100615638 MLS
1-MILE to Surf City Bridge, leading to TOPSAIL ISLAND BEACHES, this turn-key BEACH-HOME comes FURNISHED, boasts all first-floor living, SPLIT-FLOORPLAN w/ private master suite and STEP-IN SHOWER, upgraded quartz counters in kitchen, custom built-ins by CALIFORNIA CLOSETS in pantry and all closets, and fenced backyard with wooded backdrop! Nestled in the coveted Waterside at Surf City, many residents walk/run/bike to the island and next-door shopping, dining, drinks and entertainment! Located in the Surf City/Topsail School District, with unmatched neighborhood amenities like, SWIMMING POOL, Pickle Ball, Sand Volleyball, Basketball, Walking Trails, Cabana, Fitness Center, Playground, Sidewalks and more!

103 Cleat Dr, Surf City

Listing courtesy of Listing Agent: Summy Rucker () from Listing Office: Summy Rucker Real Estate LLC.
3029 Outer Banks Dr, Surf City
$384,300
4 Beds ⋅ 3 Baths ⋅ 100610029 MLS
Welcome to Turtle Creek, a new community in the heart of Surf City where coastal living, convenience, and community come together. Just minutes from the beautiful Topsail Island and Surf City beaches, Turtle Creek puts you close to everything you love about the coast--from local restaurants and charming shops to exciting activities for all ages. Take a stroll across the Surf City Bridge, enjoy community events and waterfront gatherings at Soundside Park, or simply relax and soak in the laid-back beach-town lifestyle. At home, residents can enjoy an array of thoughtfully designed amenities, including an open-air clubhouse and community pool, playground, pickleball courts, fire pit, and sidewalks throughout the community. Whether you're looking for a place to make memories, enjoy an active lifestyle, or simply unwind by the coast, Turtle Creek is where you can live, play, and enjoy the best of Surf City--all just minutes from your front door. This 4bed, 3 bath Cattail plan is open throughout. Main level primary bedroom privately tucked towards the rear of the home open concept kitchen, upgraded granite countertops, stainless steel appliances, white shaker cabinets with soft close doors & hardware. The owner's suite is complete with a walk-in closet and ensuite bathroom with dual vanity and a large tiled walk-in shower. This home also features the Loft and Covered Porch options. perfect for relaxing, grilling out, and enjoying that coastal breeze.

3029 Outer Banks Dr, Surf City

Listing courtesy of Listing Agent: Logan Homes Team () from Listing Office: Coldwell Banker Sea Coast Advantage.
918 N New River Dr Unit 314, Surf City
$374,500
1 Beds ⋅ 2 Baths ⋅ 100587374 MLS ⋅ Surf Condominiums BLDG.
Experience the best of North Carolina coastal living in this first-floor 1-bedroom, 1.5-bath condo on beautiful Topsail Island. This move-in-ready beach retreat features an open floor plan, a private balcony for enjoying ocean breezes, a spacious bedroom, two covered parking spaces, and a private storage closet for all your beach essentials. The Surf is a gated oceanfront complex offering outstanding amenities, including a large swimming pool, private beach access, fitness center, picnic area, and laundry facility. Recent updates include a new HVAC (2023) and water heater (2024), adding peace of mind for the next owner. Just minutes from Surf City's restaurants, shopping, and fishing pier, this property is perfect as a vacation getaway, full-time residence, or income-producing vacation rental. Whether you're looking for your own beach escape or a smart investment, this Topsail Island condo is ready to welcome you.

918 N New River Dr Unit 314, Surf City

Listing courtesy of Listing Agent: Alana Maffessanti () from Listing Office: Wicker Properties of the Carolinas, Inc..
1505 N New River Dr Unit 210, Surf City
$260,000
2 Beds ⋅ 2 Baths ⋅ 100569590 MLS ⋅ Tiffanys Condotel BLDG.
Experience coastal living at its finest with this stunning 2-bedroom, 2-bath condotel located just steps from the pristine white sands of Topsail Island in Surf City, North Carolina. Offering a unique blend of comfort and investment potential, this turn-key property is fully furnished and has a history of rental success. With summer bookings already secured, you can enjoy immediate income during your ownership while taking in the picturesque surroundings of this vibrant beach community. Step inside to discover a beautifully designed interior featuring tile floors that enhance the airy coastal ambiance. The spacious living area seamlessly flows into a full kitchen equipped with modern appliances, perfect for preparing meals or entertaining guests. Each bedroom is generously sized, providing a comfortable retreat after a day in the sun, while the two well-appointed bathrooms ensure convenience and privacy for all. The property's standout feature is the private balcony, an ideal spot to sip your morning coffee or unwind with evening cocktails as you soak in the ocean breeze. This unique condotel not only offers relaxation but also positions you right in the heart of Surf City's amenities. Enjoy an abundance of shopping, dining, and recreational activities, making it the perfect getaway for you and your guests. HVAC was just replaced in March of 2024

1505 N New River Dr Unit 210, Surf City

Listing courtesy of Listing Agent: Heather N Barr () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.
100 Gateway Condos Dr Unit Unit 115, Surf City
$379,000
4 Beds ⋅ 3 Baths ⋅ 100555368 MLS ⋅ Surf City Gateway Condos BLDG.
Situated in the heart of mainland Surf City, this beautifully upgraded first-floor, corner condo offers the ideal blend of space, comfort, and coastal convenience. Featuring 4 bedrooms and 3 full bathrooms, this thoughtfully designed residence provides both functionality and flexibility for a variety of lifestyles. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas, perfect for entertaining guests or enjoying relaxed everyday living. As a corner unit, abundant natural light enhances the bright and airy feel throughout. Enjoy outdoor living year-round with both a screened-in porch ideal for morning coffee or unwinding in the evenings -- and an additional open-air porch offering even more space to relax and soak in the coastal atmosphere. Residents of this well-maintained community have access to exceptional amenities including a swimming pool, clubhouse, fitness center, playground, and ample parking. Located just minutes from the pristine beaches of Topsail Island, along with local shops and restaurants, this property is well-suited as a primary residence, vacation getaway, or investment opportunity. Low-maintenance living in one of Surf City's most desirable locations.

100 Gateway Condos Dr Unit Unit 115, Surf City

Listing courtesy of Listing Agent: Chynna Lemaster () from Listing Office: Coldwell Banker Sea Coast Advantage.
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