Surf City Homes under $600,000

Welcome to Surf City, North Carolina – a picturesque coastal gem nestled in Pender County. Known for its stunning sandy beaches, vibrant community, and laid-back lifestyle, Surf City is the perfect destination for those seeking a slice of paradise without breaking the bank. With a variety of homes available for under $600,000, this charming town offers an array of options for first-time homebuyers, retirees, and families alike.

Surf City boasts a unique blend of natural beauty and modern convenience. Spend your days basking in the sun on the pristine shores of the Atlantic Ocean, or take a leisurely stroll along the scenic beach walkways. The area is also home to an array of outdoor activities, including fishing, kayaking, and hiking, ensuring that adventure is always just around the corner.

The real estate market in Surf City is thriving, with a selection of homes that cater to diverse tastes and budgets. From cozy beach cottages to contemporary family homes, you’ll find properties that offer both charm and value. Many of these homes are designed with open floor plans, spacious backyards, and proximity to local amenities, making them ideal for enjoying the coastal lifestyle.

In addition to its natural allure, Surf City boasts a welcoming community atmosphere, with local shops, restaurants, and seasonal events that bring residents together. Whether you’re looking for a vacation home, a full-time residence, or an investment opportunity, Surf City is a place where dreams come true, all within a budget-friendly range. Discover your ideal coastal retreat today!

Newest Surf City Homes under $600,000

$335,000

3 Beds ⋅ 2 Baths ⋅ 100615638 MLS

1-MILE to Surf City Bridge, leading to TOPSAIL ISLAND BEACHES, this turn-key BEACH-HOME comes FURNISHED, boasts all first-floor living, SPLIT-FLOORPLAN w/ private master suite and STEP-IN SHOWER, upgraded quartz counters in kitchen, custom built-ins by CALIFORNIA CLOSETS in pantry and all closets, and fenced backyard with wooded backdrop! Nestled in the coveted Waterside at Surf City, many residents walk/run/bike to the island and next-door shopping, dining, drinks and entertainment! Located in the Surf City/Topsail School District, with unmatched neighborhood amenities like, SWIMMING POOL, Pickle Ball, Sand Volleyball, Basketball, Walking Trails, Cabana, Fitness Center, Playground, Sidewalks and more!

103 Cleat Dr, Surf City

Listing courtesy of Listing Agent: Summy Rucker () from Listing Office: Summy Rucker Real Estate LLC.

$384,300

4 Beds ⋅ 3 Baths ⋅ 100610029 MLS

Welcome to Turtle Creek, a new community in the heart of Surf City where coastal living, convenience, and community come together. Just minutes from the beautiful Topsail Island and Surf City beaches, Turtle Creek puts you close to everything you love about the coast--from local restaurants and charming shops to exciting activities for all ages. Take a stroll across the Surf City Bridge, enjoy community events and waterfront gatherings at Soundside Park, or simply relax and soak in the laid-back beach-town lifestyle. At home, residents can enjoy an array of thoughtfully designed amenities, including an open-air clubhouse and community pool, playground, pickleball courts, fire pit, and sidewalks throughout the community. Whether you're looking for a place to make memories, enjoy an active lifestyle, or simply unwind by the coast, Turtle Creek is where you can live, play, and enjoy the best of Surf City--all just minutes from your front door. This 4bed, 3 bath Cattail plan is open throughout. Main level primary bedroom privately tucked towards the rear of the home open concept kitchen, upgraded granite countertops, stainless steel appliances, white shaker cabinets with soft close doors & hardware. The owner's suite is complete with a walk-in closet and ensuite bathroom with dual vanity and a large tiled walk-in shower. This home also features the Loft and Covered Porch options. perfect for relaxing, grilling out, and enjoying that coastal breeze.

3029 Outer Banks Dr, Surf City

Listing courtesy of Listing Agent: Logan Homes Team () from Listing Office: Coldwell Banker Sea Coast Advantage.

$499,900

3 Beds ⋅ 2 Baths ⋅ 100606306 MLS

Light, bright and surprisingly spacious, this beautifully maintained 2022 home in Waterside offers 1,759 sq. ft. of thoughtfully designed single-level living that feels much larger than its footprint. The open great room features 10-foot walls, a stone surround fireplace and a three-panel sliding glass door opening to an expansive 26-foot-wide patio, creating an exceptional indoor-outdoor living space. The well-appointed kitchen features a large granite island, generous counter space, white shaker cabinetry, subway tile backsplash and walk-in pantry. A separate laundry/mudroom conveniently connects the kitchen and two-car garage, with a built-in bench, hooks and shelving providing a practical drop zone. The spacious primary suite is filled with natural light from three large windows spanning the bedroom, and features a tray ceiling, large walk-in closet and ensuite bath with dual vanity, separate shower and Roman tub. The foyer also features a tray ceiling, while a secondary bedroom offers a vaulted ceiling. LVP flooring throughout and the home's open, airy design create a clean, cohesive feel, while the thoughtful floor plan makes excellent use of every square foot. Waterside offers resort-style amenities including a pool, playground, fitness center, sidewalks, ponds, walking trails, sand volleyball, basketball and tennis courts. All this in desirable Surf City, close to the beach, Intracoastal Waterway, dining, shopping and recreation. Move-in ready and exceptionally well maintained, this home offers the ease of newer construction with the space, comfort and coastal lifestyle you've been looking for.

425 Edgewater Way, Surf City

Listing courtesy of Listing Agent: Nicholas Huscroft () from Listing Office: Chosen Realty of NC.

$439,900

3 Beds ⋅ 3 Baths ⋅ 100604432 MLS

Welcome to Waterside! This beautifully maintained two-story home offers the perfect combination of comfortable living, community amenities, and coastal convenience--just 2 miles from the beaches of Surf City! Inside, you'll find an open and inviting main level featuring LVP flooring, a spacious kitchen with granite countertops, a large island perfect for gathering, and a huge pantry providing plenty of storage. The main floor also includes a convenient half bath and plenty of living space for entertaining or everyday life. Upstairs, the spacious primary suite offers a large walk-in closet, while two additional bedrooms provide room for family, guests, or a home office. You'll also find a full bathroom, laundry room, and a generous loft area that offers flexible space for a playroom, media area, office, or second living space. Outside, enjoy the privacy of a fenced backyard and the convenience of a two-car garage. But the lifestyle is what truly sets this home apart! Waterside residents enjoy an impressive collection of amenities including a community pool, clubhouse, playground, basketball, volleyball, tennis, and pickleball courts. Plus, this golf-cart-friendly community makes it easy to enjoy the neighborhood and make your way toward the coast. Located just minutes from Surf City beaches, restaurants, shopping, and everyday conveniences, this home offers the coastal lifestyle you've been looking for without sacrificing comfort or convenience. Come see why Waterside is such a great place to call home!

808 Airlie Vista Ln, Surf City

Listing courtesy of Listing Agent: Jenifer Kiefer () from Listing Office: 360 REALTY.

$579,900

2 Beds ⋅ 1 Baths ⋅ 100604099 MLS

Welcome to 1218 N New River Drive, a charming Surf City beach cottage for sale on Topsail Island, North Carolina, offering Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. At $543 per square foot, this cottage offers the best price per square foot of any of its island comps under 1,500 square feet, which average $748 per square foot. This 2 bedroom, 1(.5) bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Underneath, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, but is projected to bring in as much as $55,000 a year! Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity on Topsail Island, 1218 N New River Drive is ready to welcome you home to Surf City, with Hampstead and Wilmington an easy drive away!

1218 N New River Dr, Surf City

Listing courtesy of Listing Agent: Molly White () from Listing Office: Landmark Sotheby's International Realty.

$575,000

3 Beds ⋅ 2 Baths ⋅ 100601547 MLS

Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City

Listing courtesy of Listing Agent: Brandon J Batson () from Listing Office: Coastal Realty Associates LLC.

$575,000

2 Beds ⋅ 1 Baths ⋅ 100600887 MLS

Discover the effortless appeal of coastal living at this beautifully updated second-row ranch bungalow, ideally situated in the heart of Surf City. Just three lots from beach access, this charming 2-bedroom, 1-bath retreat offers an exceptional combination of location, comfort, and investment potential. From the moment you arrive, the inviting wraparound front porch sets the tone. Designed for slow mornings, sunset cocktails, and breezy afternoons, it provides the perfect vantage point to enjoy the coastal atmosphere and refreshing ocean breezes. Inside, a thoughtfully curated coastal aesthetic complements the home's comfortable, easygoing layout. The open-concept living space creates a natural gathering place and flows seamlessly into the bright, welcoming kitchen. Both bedrooms offer peaceful accommodations after a day spent enjoying the beach, making the home equally well suited for personal use or continued vacation rental income. Location is truly the standout. With the beach just steps away, spontaneous morning walks on the sand and afternoons in the waves become part of everyday life. When you're ready to explore, Surf City's restaurants, bars, boutiques, grocery store, and everyday conveniences are all within easy walking, biking, or driving distance. After a day along the coast, return home to fire up the patio grill or simply settle into the rocking chairs and savor the salty air. Store beach gear in the shed. Whether you're looking for a turnkey coastal investment, a weekend escape, or a place to create lasting beach memories, this thoughtfully updated Surf City bungalow offers an enviable opportunity to experience the best of the coast--without sacrificing convenience or charm.

417 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.

$374,500

1 Beds ⋅ 2 Baths ⋅ 100587374 MLS ⋅ Surf Condominiums BLDG.

Experience the best of North Carolina coastal living in this first-floor 1-bedroom, 1.5-bath condo on beautiful Topsail Island. This move-in-ready beach retreat features an open floor plan, a private balcony for enjoying ocean breezes, a spacious bedroom, two covered parking spaces, and a private storage closet for all your beach essentials. The Surf is a gated oceanfront complex offering outstanding amenities, including a large swimming pool, private beach access, fitness center, picnic area, and laundry facility. Recent updates include a new HVAC (2023) and water heater (2024), adding peace of mind for the next owner. Just minutes from Surf City's restaurants, shopping, and fishing pier, this property is perfect as a vacation getaway, full-time residence, or income-producing vacation rental. Whether you're looking for your own beach escape or a smart investment, this Topsail Island condo is ready to welcome you.

918 N New River Dr Unit 314, Surf City

Listing courtesy of Listing Agent: Alana Maffessanti () from Listing Office: Wicker Properties of the Carolinas, Inc..

$260,000

2 Beds ⋅ 2 Baths ⋅ 100569590 MLS ⋅ Tiffanys Condotel BLDG.

Experience coastal living at its finest with this stunning 2-bedroom, 2-bath condotel located just steps from the pristine white sands of Topsail Island in Surf City, North Carolina. Offering a unique blend of comfort and investment potential, this turn-key property is fully furnished and has a history of rental success. With summer bookings already secured, you can enjoy immediate income during your ownership while taking in the picturesque surroundings of this vibrant beach community. Step inside to discover a beautifully designed interior featuring tile floors that enhance the airy coastal ambiance. The spacious living area seamlessly flows into a full kitchen equipped with modern appliances, perfect for preparing meals or entertaining guests. Each bedroom is generously sized, providing a comfortable retreat after a day in the sun, while the two well-appointed bathrooms ensure convenience and privacy for all. The property's standout feature is the private balcony, an ideal spot to sip your morning coffee or unwind with evening cocktails as you soak in the ocean breeze. This unique condotel not only offers relaxation but also positions you right in the heart of Surf City's amenities. Enjoy an abundance of shopping, dining, and recreational activities, making it the perfect getaway for you and your guests. HVAC was just replaced in March of 2024

1505 N New River Dr Unit 210, Surf City

Listing courtesy of Listing Agent: Heather N Barr () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.

100 Gateway Condos Dr Unit Unit 115, Surf City

$379,000

4 Beds ⋅ 3 Baths ⋅ 100555368 MLS ⋅ Surf City Gateway Condos BLDG.

Situated in the heart of mainland Surf City, this beautifully upgraded first-floor, corner condo offers the ideal blend of space, comfort, and coastal convenience. Featuring 4 bedrooms and 3 full bathrooms, this thoughtfully designed residence provides both functionality and flexibility for a variety of lifestyles. The open-concept layout creates a seamless flow between the kitchen, dining, and living areas, perfect for entertaining guests or enjoying relaxed everyday living. As a corner unit, abundant natural light enhances the bright and airy feel throughout. Enjoy outdoor living year-round with both a screened-in porch ideal for morning coffee or unwinding in the evenings -- and an additional open-air porch offering even more space to relax and soak in the coastal atmosphere. Residents of this well-maintained community have access to exceptional amenities including a swimming pool, clubhouse, fitness center, playground, and ample parking. Located just minutes from the pristine beaches of Topsail Island, along with local shops and restaurants, this property is well-suited as a primary residence, vacation getaway, or investment opportunity. Low-maintenance living in one of Surf City's most desirable locations.

100 Gateway Condos Dr Unit Unit 115, Surf City

Listing courtesy of Listing Agent: Chynna Lemaster () from Listing Office: Coldwell Banker Sea Coast Advantage.

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Surf City Homes under $600,000

Newest Surf City Homes under $600,000

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