Surf City Homes for Sale

Welcome to Surf City, North Carolina, a hidden gem nestled along the stunning coastline of the Atlantic Ocean. Known for its breathtaking beaches, vibrant community, and laid-back atmosphere, Surf City offers the perfect blend of relaxation and adventure. Whether you’re strolling along the sandy shores, indulging in fresh seafood at local eateries, or exploring the nearby parks and nature trails, this charming town has something for everyone.

Surf City is not just a vacation destination; it’s a wonderful place to call home. With a variety of homes for sale, from cozy beach cottages to modern waterfront properties, you’ll find the ideal residence to fit your lifestyle. Many of these homes boast stunning ocean views, spacious decks for entertaining, and easy access to the beach, making every day feel like a getaway. The real estate market here caters to diverse tastes and budgets, ensuring that whether you’re a first-time buyer or looking for a luxurious retreat, you can find your dream home in this coastal paradise.

The community is warm and welcoming, with friendly neighbors and a range of local events that foster a strong sense of belonging. Enjoy the best of both worlds with the tranquility of beach life and the convenience of nearby amenities, including shopping, dining, and recreational activities.

If you’re ready to embrace the Surf City lifestyle, explore our listings of homes for sale today and discover the perfect place to create lasting memories by the sea!

Newest Surf City Homes for Sale

$1,115,000

3 Beds ⋅ 3 Baths ⋅ 100616044 MLS

Say yes to life on the Surf City canals with this 3-bedroom, 3-bathroom home. This home is perfect for entertaining, with a separate entertaining kitchen and living room on the ground floor, plus double sliding doors that create a great indoor-outdoor flow. The property includes a private boat slip and boat lift, making it ideal for fishermen or recreational boaters. The house has been recently updated, providing a modern feel with a mix of coastal charm. The home also has a 2-car garage, which lends itself to storage for multiple cars or all the beach accessories one could need, or even a golf cart! Don't miss your chance to change how summers look with life on the surf city canals.

3033 3rd St, Surf City

Listing courtesy of Listing Agent: Kendall Albertson () from Listing Office: Intracoastal Realty Corporation.

$1,175,000

4 Beds ⋅ 5 Baths ⋅ 100615980 MLS

This Coastal Carolina waterfront beauty in Surf City, is 3 floors of positive vibes and natural light, ideal for rest, relax and recharge with family and friends. Majestic Marsh & ICWW Views allow you to be King & Queen of all that you survey. Fish of the end of the dock, quick walk to the beach for Surf and sand, or enjoy Frosty drinks pool side. This home is perfect for everyday living or Vacation Rental. Fully furnished and equipped with an elevator. Come taste Coastal SE NC.

117 Coastal Cay, Surf City

Listing courtesy of Listing Agent: Cisco Cardoso () from Listing Office: Cardoso & Company.

$335,000

3 Beds ⋅ 2 Baths ⋅ 100615638 MLS

1-MILE to Surf City Bridge, leading to TOPSAIL ISLAND BEACHES, this turn-key BEACH-HOME comes FURNISHED, boasts all first-floor living, SPLIT-FLOORPLAN w/ private master suite and STEP-IN SHOWER, upgraded quartz counters in kitchen, custom built-ins by CALIFORNIA CLOSETS in pantry and all closets, and fenced backyard with wooded backdrop! Nestled in the coveted Waterside at Surf City, many residents walk/run/bike to the island and next-door shopping, dining, drinks and entertainment! Located in the Surf City/Topsail School District, with unmatched neighborhood amenities like, SWIMMING POOL, Pickle Ball, Sand Volleyball, Basketball, Walking Trails, Cabana, Fitness Center, Playground, Sidewalks and more!

103 Cleat Dr, Surf City

Listing courtesy of Listing Agent: Summy Rucker () from Listing Office: Summy Rucker Real Estate LLC.

$999,998

4 Beds ⋅ 3 Baths ⋅ 100615470 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

$1,250,000

6 Beds ⋅ 5 Baths ⋅ 100614679 MLS

Welcome to your dream coastal getaway! 1019 1st St in Surf City is the ultimate turnkey beach home, offering a sprawling layout with 6 bedrooms, 5 bathrooms, Plus a Bonus Room and over 2,600 heated square feet. Perfectly configured for hosting unforgettable large gatherings or serving as a high-performing rental investment, this property comes fully furnished so you can pack your bags and head straight to the beach. The thoughtfully designed multi-level floor plan prioritizes comfort, privacy, and accessibility, complete with an in-home elevator to easily navigate between floors. The second level features a quiet retreat with 3 bedrooms and bathrooms, while the third floor is an entertainer's paradise, boasting 4 additional bedrooms, 2 bathrooms, and a massive secondary living room perfect for game nights or movie marathons. Step outside to embrace seamless indoor-outdoor coastal living on the expansive main-level deck, the private deck off the third-floor living space, or the beautifully screened-in patio on the main level. For the ultimate outdoor lifestyle, this home is a true water lover's paradise, featuring a private boat dock and boat ramp right out back, while remaining just a short walk to the public beach access and the local park. Two separate single-car garages provide abundant storage for your vehicles, golf carts, surfboards, and water toys. Ideally located close to popular area restaurants and shops, this coastal gem is ready to help you make endless memories with friends and family.

1019 1st St, Surf City

Listing courtesy of Listing Agent: Jenna Morton () from Listing Office: Coldwell Banker Sea Coast Advantage.

$869,000

4 Beds ⋅ 4 Baths ⋅ 100614284 MLS

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

204 N Boca Bay Ln Unit B, Surf City

Listing courtesy of Listing Agent: Taylor R Reed () from Listing Office: Coastal Realty Associates LLC.

$1,100,000

4 Beds ⋅ 1 Baths ⋅ 100613171 MLS

Exceptional Waterfront Opportunity in Surf City! Discover the possibilities with approximately 100 feet of navigable waterfront, an existing dock, and boating access to the Intracoastal Waterway! Situated on approximately .37 acres within the Surf City town limits, this unique property offers an opportunity to create your own coastal retreat in a desirable coastal location. Originally consisting of two 50' x 100' waterfront lots, the property presents possibilities for a custom waterfront residence, family getaway, or future investment. Two existing residential structures, a primary residence and a mobile home, are situated on the property, each with separate water meters, electric meters, and sewer connections. While the structures offer some existing utility, the true value lies in the land, waterfrontage, and location. The original lots are currently combined due to an addition extending across the former lot line. Removal of the addition may allow for restoration of the original two-lot configuration, subject to applicable approvals. Buyers are encouraged to verify subdivision possibilities, building requirements, and permitted uses with the Town of Surf City and CAMA. Imagine peaceful mornings overlooking the water, afternoons spent boating along the Intracoastal Waterway, and leisurely walks or bike rides toward the Surf City Bridge. With Topsail Island's beautiful beaches, restaurants, shopping, and entertainment just minutes away, this location offers the coastal lifestyle so many buyers are seeking. Waterfrontage, boating access, and a convenient coastal location combine to make 484 Little Kinston Road an opportunity to bring your waterfront vision to life!

484 Little Kinston Rd, Surf City

Listing courtesy of Listing Agent: Della Hilliard Carson () from Listing Office: Coldwell Banker Sea Coast Advantage Rlty.

$990,000

5 Beds ⋅ 4 Baths ⋅ 100612700 MLS

Ocean Views and Private Deeded Beach Access on Surf City's Golden Mile! Homes like this rarely come to market on Surf City's coveted "Golden Mile." 811-A S. Shore Drive is a second-row half duplex with sweeping ocean views and private deeded beach access just 50 feet from the door. It also looks out over the sound and Intracoastal Waterway, so you get sunrise over the Atlantic and sunset over the marsh from the same home. The layout is designed around the water. The main living level has vaulted ceilings, walls of windows, and an open flow from the kitchen to the dining and living areas, which makes it easy to entertain while taking in the view. The top-floor bedroom is the standout, with a wall of windows framing the ocean and its own private bath. Altogether, the home offers 5 bedrooms, 4 full baths, and 2,360 square feet, including a primary suite with a private balcony and walk-in closet. Large front and back decks extend the living space outdoors, and an outdoor shower and ample parking make beach days easy. A metal roof, municipal utilities, and no HOA keep ownership simple. The home is offered fully furnished, with rental history available. It's ready to enjoy from day one as a primary residence, a second home, or an established investment on one of Topsail Island's most desirable stretches of beach.

811 S Shore Dr, Surf City

Listing courtesy of Listing Agent: Matthew Berglund () from Listing Office: Destination Realty Corporation, LLC.

$879,000

4 Beds ⋅ 2 Baths ⋅ 100612063 MLS

Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!

1017 1st St, Surf City

Listing courtesy of Listing Agent: John A. Toler () from Listing Office: Ward Realty Corp.

$1,199,900

3 Beds ⋅ 3 Baths ⋅ 100610782 MLS

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

7097 7th St, Surf City

Listing courtesy of Listing Agent: Savannah L Holman () from Listing Office: SERHANT.

$1,300,000

5 Beds ⋅ 4 Baths ⋅ 100610784 MLS

Build your coastal dream home in Topsail Cove, a marsh-front neighborhood in Surf City, NC, offering stunning sunset views and beach access just a few streets away. This proposed new construction concept is offered by local builder New Life Building Co., with pricing inclusive of both the lot and construction costs. The proposed 3,250-square-foot coastal home features 5 bedrooms, 4 bathrooms, and a reverse floor plan designed to make the most of the surrounding marsh views. Buyers can explore this plan or work with New Life Builders to create a custom home tailored to their needs. Contact us to learn more or schedule a builder consultation. The marsh-front lot is also available for purchase separately, MLS #100576009. This is a proposed custom build by New Life Building Co.. Pricing is based on 3,250 heated square feet.

W Wilmington Ave, Surf City

Listing courtesy of Listing Agent: Meredith Petty () from Listing Office: Intracoastal Realty Corporation.

$763,000

3 Beds ⋅ 3 Baths ⋅ 100610622 MLS

Tucked away in the quiet community of Island Oaks, one of Topsail Island's nicest neighborhoods, 105 N Oak Dr offers the coastal lifestyle you've been dreaming of. Built in 1994 and well cared for, this 3-bedroom, 3-full-bath home is ready for its next chapter, whether as your full-time residence, a weekend escape, or an investment property. Head upstairs to the reverse floor plan, designed to make the most of island living. The open kitchen, dining, and living area is bright and inviting, ideal for gathering after a day on the water. Peekaboo views of the sound add a touch of coastal magic to your morning coffee and evening sunsets. The ground floor offers incredible flexibility with a separate office and kitchenette, about 200 square feet of additional finished space. Use it as a guest suite, home office, hobby room, or rental-friendly retreat. The possibilities are endless! Rinse off the sand at the outdoor shower, then store your boards, bikes, and boat gear in the spacious two-car garage. Boaters will love the private community amenities, including a gazebo, dock, and boat ramp. Bring your boat and enjoy easy access to the sound, with the ocean just minutes away. Set in a peaceful neighborhood yet close to Surf City's shops, restaurants, and beaches, this home offers the best of both worlds. Bring your vision and come see what island living is all about! **Selling Furnished with some exceptions, listing agent will provide list upon request**

105 N Oak Dr, Surf City

Listing courtesy of Listing Agent: Stephanie Bolleyer () from Listing Office: Coastal Realty Associates LLC.

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Surf City Homes for Sale

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