Surf City Homes with Canal View

Welcome to Surf City, North Carolina – a coastal gem where the sun, surf, and serene lifestyle converge! Nestled on the beautiful shores of Topsail Island, Surf City boasts stunning beaches, vibrant community spirit, and an array of outdoor activities that make it a sought-after destination for both residents and vacationers. With its charming local shops, delightful dining options, and a warm, welcoming atmosphere, Surf City embodies the quintessential beach town experience.

One of the most enchanting features of Surf City is its stunning homes with canal views. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with picturesque views right from your window. These canal-view properties offer a unique blend of tranquility and access to the water, perfect for boating enthusiasts and nature lovers alike. Whether you're looking for a cozy cottage or a luxurious waterfront estate, Surf City has a diverse selection of homes to suit various lifestyles and budgets.

Living in Surf City means embracing an active outdoor lifestyle. Spend your days fishing, kayaking, or paddleboarding along the winding canals, or take a leisurely stroll along the pristine beaches. With year-round mild weather, you can enjoy the beauty of nature in every season.

Discover the charm of Surf City and explore the fantastic canal-view homes that await you. Experience the perfect blend of coastal living, community, and adventure in this enchanting North Carolina paradise! Your dream home by the water is just a heartbeat away.

Newest Surf City Homes with Canal View

$1,115,000

3 Beds ⋅ 3 Baths ⋅ 100616044 MLS

Say yes to life on the Surf City canals with this 3-bedroom, 3-bathroom home. This home is perfect for entertaining, with a separate entertaining kitchen and living room on the ground floor, plus double sliding doors that create a great indoor-outdoor flow. The property includes a private boat slip and boat lift, making it ideal for fishermen or recreational boaters. The house has been recently updated, providing a modern feel with a mix of coastal charm. The home also has a 2-car garage, which lends itself to storage for multiple cars or all the beach accessories one could need, or even a golf cart! Don't miss your chance to change how summers look with life on the surf city canals.

3033 3rd St, Surf City

Listing courtesy of Listing Agent: Kendall Albertson () from Listing Office: Intracoastal Realty Corporation.

$999,998

4 Beds ⋅ 3 Baths ⋅ 100615470 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

$1,250,000

6 Beds ⋅ 5 Baths ⋅ 100614679 MLS

Welcome to your dream coastal getaway! 1019 1st St in Surf City is the ultimate turnkey beach home, offering a sprawling layout with 6 bedrooms, 5 bathrooms, Plus a Bonus Room and over 2,600 heated square feet. Perfectly configured for hosting unforgettable large gatherings or serving as a high-performing rental investment, this property comes fully furnished so you can pack your bags and head straight to the beach. The thoughtfully designed multi-level floor plan prioritizes comfort, privacy, and accessibility, complete with an in-home elevator to easily navigate between floors. The second level features a quiet retreat with 3 bedrooms and bathrooms, while the third floor is an entertainer's paradise, boasting 4 additional bedrooms, 2 bathrooms, and a massive secondary living room perfect for game nights or movie marathons. Step outside to embrace seamless indoor-outdoor coastal living on the expansive main-level deck, the private deck off the third-floor living space, or the beautifully screened-in patio on the main level. For the ultimate outdoor lifestyle, this home is a true water lover's paradise, featuring a private boat dock and boat ramp right out back, while remaining just a short walk to the public beach access and the local park. Two separate single-car garages provide abundant storage for your vehicles, golf carts, surfboards, and water toys. Ideally located close to popular area restaurants and shops, this coastal gem is ready to help you make endless memories with friends and family.

1019 1st St, Surf City

Listing courtesy of Listing Agent: Jenna Morton () from Listing Office: Coldwell Banker Sea Coast Advantage.

$1,100,000

100613174 MLS

Exceptional Waterfront Opportunity in Surf City! Discover the possibilities with approximately 100 feet of navigable waterfront, an existing dock, and boating access to the Intracoastal Waterway! Situated on approximately .37 acres within the Surf City town limits, this unique property offers an opportunity to create your own coastal retreat in a desirable coastal location. Originally consisting of two 50' x 100' waterfront lots, the property presents possibilities for a custom waterfront residence, family getaway, or future investment. Two existing residential structures, a primary residence and a mobile home, are situated on the property, each with separate water meters, electric meters, and sewer connections. While the structures offer some existing utility, the true value lies in the land, waterfrontage, and location. The original lots are currently combined due to an addition extending across the former lot line. Removal of the addition may allow for restoration of the original two-lot configuration, subject to applicable approvals. Buyers are encouraged to verify subdivision possibilities, building requirements, and permitted uses with the Town of Surf City and CAMA. Imagine peaceful mornings overlooking the water, afternoons spent boating along the Intracoastal Waterway, and leisurely walks or bike rides toward the Surf City Bridge. With Topsail Island's beautiful beaches, restaurants, shopping, and entertainment just minutes away, this location offers the coastal lifestyle so many buyers are seeking. Waterfrontage, boating access, and a convenient coastal location combine to make 484 Little Kinston Road an opportunity to bring your waterfront vision to life!

484 Little Kinston Rd, Surf City

Listing courtesy of Listing Agent: Della Hilliard Carson () from Listing Office: Coldwell Banker Sea Coast Advantage Rlty.

$1,100,000

4 Beds ⋅ 1 Baths ⋅ 100613171 MLS

484 Little Kinston Rd, Surf City

Listing courtesy of Listing Agent: Della Hilliard Carson () from Listing Office: Coldwell Banker Sea Coast Advantage Rlty.

$879,000

4 Beds ⋅ 2 Baths ⋅ 100612063 MLS

Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!

1017 1st St, Surf City

Listing courtesy of Listing Agent: John A. Toler () from Listing Office: Ward Realty Corp.

$1,199,900

3 Beds ⋅ 3 Baths ⋅ 100610782 MLS

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

7097 7th St, Surf City

Listing courtesy of Listing Agent: Savannah L Holman () from Listing Office: SERHANT.

$1,050,000

3 Beds ⋅ 2 Baths ⋅ 100610118 MLS

Fabulous UPDATED Waterfront property just in time for fall fishing! Located on the canal with a boat dock, lift and covered patio area for easy boating access and outdoor enjoyment. With a fish cleaning station, stairs to the canal, and covered picnic space with a swing, everyone will have a blast! A quick run out to the Intracoastal Waterway and on to great fishing, boating or just fun in the sun! Maybe you want a sunset cruise to a waterfront restaurant for dinner? This is IT!! Three bedrooms, 2 full baths, a huge great room/kitchen/dining area PLUS a versatile sunroom gives everyone a place to gather and enjoy good food, games, and each other! The backyard is a haven for gardening, fishing in the canal, and room for outdoor fun. For even more space, the epoxy flake floors and a colorful wall in the garage looks special and has more than enough room for friends to gather for steamed oysters, shrimp boil or any party you choose. Glass garage doors allow gorgeous views of the water and backyard even in the winter. Open them up in good weather and your living space increases for you to enjoy luxury living on the waterfront! The downstairs sofa, gas range, dining table with chairs all stay so it is ready for your first event! Many improvements have been made by present owners since 2017 such as new windows, flooring, remodeled kitchen and baths to name a few. The Trex stairs, deck and vinyl rails are also new and low maintenance so you can enjoy ALL your time at the beach having fun! Come see this amazing property quickly!!

6075 6th St, Surf City

Listing courtesy of Listing Agent: The Star Team () from Listing Office: eXp Realty.

$849,000

4 Beds ⋅ 4 Baths ⋅ 100608025 MLS

Welcome to Your Seashore Oasis! Discover coastal luxury in the heart of Surf City in this beautifully appointed, fully furnished townhome offering modern finishes, breathtaking sound views, and deeded beach access just across the street, with a 6 Seater Golf Cart!! Built in 2023, this stunning turnkey home features 4 spacious bedrooms and 4 full bathrooms, each with its own en-suite. Whether you're searching for a primary residence, second home, or rental investment, this property offers the perfect blend of comfort, style, and coastal location. The interior showcases modern luxury finishes, including board-and-batten accents, vaulted ceilings, and oversized windows that fill the home with natural light. The gourmet kitchen features stainless steel appliances, granite countertops, a generous island, with beautiful views of the expansive sound. This home is pristine and immaculate! Enjoy spectacular water views stretching to the Surf City High Bridge from your spacious decks. Imagine relaxing with your morning coffee, watching breathtaking sunsets, or taking in the coastal breezes surrounded by beautiful live oaks and local wildlife. Your deeded beach access is conveniently located just across the street! After a day in the sand and surf, rinse off in the oversized outdoor shower or unwind on the spacious ground-level patio. With three levels of outdoor living space, there are plenty of places to enjoy the coastal lifestyle. This home comes completely furnished and ready to enjoy, with kitchenware, glassware, towels, bed linens, and more. The first floor includes a large game room area, and there is a six-passenger golf cart waiting to be enjoyed. An oversized storage room for beach toys, chairs, and a large fishing gear rack, is all there and ready for your use. Simply bring your bags and head to the beach! This exceptional property, completely turnkey, will check all your boxes - WATER VIEWS GALORE! Located just minutes from downtown Surf City, restaurants, shopping, & local island attractions **SELLER ALSO HAS A 35' BOAT DRY STACK TO SELL - at nearby Topsail Yacht Club, Members also can enjoy the pool and spacious clubhouse CALL FOR MORE DETAILS **will have it's own MLS Listing The property goes all the way to a canal, CAMA has approved pier available to build, have to go thru CAMA for permitting, Property is close to .25 acres, largest lot in subdivision, water front

825a N New River Dr, Surf City

Listing courtesy of Listing Agent: Rebecca E Moxey () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.

$925,000

5 Beds ⋅ 4 Baths ⋅ 100607289 MLS

Welcome to ''Surf City Oasis''which brought in 100K gross rental income for 2026. Guests leave wonderful reviews recognizing the recently remodeled features (look for list of upgrades in documents) comes fully furnished, and is truly a turn key investment. Floorplan features 2 bedrooms and 2 full baths on the 2nd floor with spacious family room/dining combo, kitchen features hard surface counters and soft close cabinetry. The stair case leads down to the ground floor living area with 3 bedrooms and full bath, efficiency kitchen area, and you have the option of renting it separtely as short term or long term,or keep that floor for yourself. Use the dedicated beach access easement to go to the beach, or canal. Fully fenced in backyard offers tiki bar/gazebo with hot tub, firepit, and plenty of room for your furry friends. Short walk to the beach or canal, shopping or restaurants dont let this one slip away.

1720 N New River Dr, Surf City

Listing courtesy of Listing Agent: Jackie L James () from Listing Office: Coastal Carolina Real Estate.

$579,900

2 Beds ⋅ 1 Baths ⋅ 100604099 MLS

Welcome to 1218 N New River Drive, a charming Surf City beach cottage for sale on Topsail Island, North Carolina, offering Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. At $543 per square foot, this cottage offers the best price per square foot of any of its island comps under 1,500 square feet, which average $748 per square foot. This 2 bedroom, 1(.5) bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Underneath, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, but is projected to bring in as much as $55,000 a year! Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity on Topsail Island, 1218 N New River Drive is ready to welcome you home to Surf City, with Hampstead and Wilmington an easy drive away!

1218 N New River Dr, Surf City

Listing courtesy of Listing Agent: Molly White () from Listing Office: Landmark Sotheby's International Realty.

$699,000

3 Beds ⋅ 3 Baths ⋅ 100601423 MLS

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning at the beach and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom overlooks the canal and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded spot near the water, while the utility room and large storage areas provide plenty of room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat or beach. Step outside and you're just a few steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street brings together what makes Surf City waterfront living so appealing: the Atlantic Ocean within walking distance, approximately 55 feet of canal frontage, your boat in the backyard, generous storage and no HOA.

4074 4th St, Surf City

Listing courtesy of Listing Agent: Hugh A Cannady () from Listing Office: Coastal Realty Associates LLC.

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Surf City Homes with Canal View

Newest Surf City Homes with Canal View

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