Surf City Homes with Canal View

Welcome to Surf City, North Carolina – a coastal gem where the sun, surf, and serene lifestyle converge! Nestled on the beautiful shores of Topsail Island, Surf City boasts stunning beaches, vibrant community spirit, and an array of outdoor activities that make it a sought-after destination for both residents and vacationers. With its charming local shops, delightful dining options, and a warm, welcoming atmosphere, Surf City embodies the quintessential beach town experience.

One of the most enchanting features of Surf City is its stunning homes with canal views. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with picturesque views right from your window. These canal-view properties offer a unique blend of tranquility and access to the water, perfect for boating enthusiasts and nature lovers alike. Whether you're looking for a cozy cottage or a luxurious waterfront estate, Surf City has a diverse selection of homes to suit various lifestyles and budgets.

Living in Surf City means embracing an active outdoor lifestyle. Spend your days fishing, kayaking, or paddleboarding along the winding canals, or take a leisurely stroll along the pristine beaches. With year-round mild weather, you can enjoy the beauty of nature in every season.

Discover the charm of Surf City and explore the fantastic canal-view homes that await you. Experience the perfect blend of coastal living, community, and adventure in this enchanting North Carolina paradise! Your dream home by the water is just a heartbeat away.

Newest Surf City Homes with Canal View

$729,000

3 Beds ⋅ 3 Baths ⋅ 100601423 MLS

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City

Listing courtesy of Listing Agent: Hugh A Cannady () from Listing Office: Coastal Realty Associates LLC.

$899,000

5 Beds ⋅ 3 Baths ⋅ 100598677 MLS

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

Listing courtesy of Listing Agent: Andrew Davis () from Listing Office: REAL Broker LLC.

$259,000

100594149 MLS

Rare opportunity to own a waterfront parcel with breathtaking creek views in mainland Surf City, located on Atkinson Point Road. Lot is completely wooded and undisturbed with an intact maritime forest. Located within walking distance from Sears Landing Restaurant, one stop bait and tackle, diver coffee and cafe, and the Surf City high rise bridge with a multi-use path over to everything the island has to offer including public beach accesses. This large homesite is marsh-front, capturing serene views across the marsh and into the undisturbed creek--an ideal backdrop for a custom coastal home. This lot does have capacity allocated for water and sewer. Per Surf City Utility Director, the sewer assessment was paid but the water has not been. This means this property is exempt from sewer system development fee and sewer tap fees but will need to pay the water system development fee, meter fee, and water tap fee for a single home. Site is also perfectly positioned to enjoy the best of Surf City living, this property offers mainland convenience while remaining close to the heart of the action. Start enjoying easy access to boating, dining, recreation, and island amenities. If you're looking to build in Surf City, don't miss this opportunity on a highly sought-after street that continues to see exciting growth and transformation.

L88 Atkinson Point Rd, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.

$950,000

4 Beds ⋅ 4 Baths ⋅ 100591599 MLS

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

Listing courtesy of Listing Agent: Kristen Downing () from Listing Office: RE/MAX Executive.

$998,500

4 Beds ⋅ 3 Baths ⋅ 100590268 MLS

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Listing courtesy of Listing Agent: Rita B Suggs () from Listing Office: Topsail Palms Properties LLC.

$1,795,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS

Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

Listing courtesy of Listing Agent: Frank Travolina () from Listing Office: Keller Williams Innovate-Wilmington.

$1,070,000

3 Beds ⋅ 3 Baths ⋅ 100584283 MLS

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.

$959,000

3 Beds ⋅ 2 Baths ⋅ 100583279 MLS

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

Listing courtesy of Listing Agent: Glynda Bradshaw () from Listing Office: Ward Realty Corp.

$825,000

4 Beds ⋅ 5 Baths ⋅ 100575239 MLS

Don't miss this perfect opportunity to own a piece of Island Paradise!! Coastal elegance awaits in this exceptional Brand new-construction beach home, perfectly positioned just steps from the shoreline. Located in the heart of Surf City, this residence offers the rare combination of modern craftsmanship and timeless coastal charm. With 4 spacious bedrooms and 4.5 beautifully appointed baths, the home is designed for both comfort and sophistication. Expansive windows invite natural light throughout, while thoughtful finishes create a serene, upscale atmosphere ideal for full-time living, vacationing, or investment. Whether entertaining guests or unwinding after a long day, this home offers the perfect backdrop for coastal living at its finest. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. This home is under construction in the TRIM stage. Call for information.

205 Shell Rd, Surf City

Listing courtesy of Listing Agent: Lori K Smith () from Listing Office: Coldwell Banker Sea Coast Advantage.

$825,000

4 Beds ⋅ 5 Baths ⋅ 100574677 MLS

203 Shell Rd, Surf City

Listing courtesy of Listing Agent: Lori K Smith () from Listing Office: Coldwell Banker Sea Coast Advantage.

$659,000

2 Beds ⋅ 1 Baths ⋅ 100570015 MLS

RARE SURF CITY TWO-UNIT BEACH PROPERTY -- $659,000 Two completely separate 2-bedroom, 1-bath living spaces just one block from the beach! Welcome to a unique Surf City opportunity offering the flexibility, space, and income potential that beach buyers rarely find in one property. This property features two completely separate living spaces, each offering 2 bedrooms and 1 full bath, full kitchen, living room and washer/dryer hookups, providing an exceptional setup for multi-generational living, a second home with guest accommodations, or an investment property with rental potential. 1,762 total finished square feet across two independent levels. The upper level is approximately 881 sq. ft; the lower level adds an additional 881 finished legal sq. ft. and is separately accessed. Each level has Independent climate control air conditioning and air handlers. Both levels come fully furnished for a turn key rental opportunity or stress free move in experience. Never pay for beach parking again with off street parking with positions for 4 vehicles just a minutes walk from both the Topsail Beach front and Intercostal Waterway. Enjoy the sea breeze and sunrise over morning coffee or sunset dinners on the elevated wrap around deck at your very own beach get away.

8007 8th St, Surf City

Listing courtesy of Listing Agent: Rachel Q Kerlin () from Listing Office: Intracoastal Realty Corporation.

$999,998

4 Beds ⋅ 3 Baths ⋅ 100566113 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.