Surf City Homes with Ocean View

Welcome to Surf City, North Carolina—a coastal gem nestled along the picturesque shores of Topsail Island. Known for its stunning beaches, vibrant community, and laid-back atmosphere, Surf City is the perfect destination for those seeking a serene seaside lifestyle. With its charming small-town vibe, this enchanting town offers the ideal blend of relaxation and adventure.

Imagine waking up to the soothing sound of waves crashing against the shore and enjoying your morning coffee while gazing at the breathtaking ocean views from your very own home. Surf City boasts a variety of properties that feature stunning ocean vistas, allowing you to experience the beauty of coastal living every day. Whether you're searching for a cozy beach cottage or a luxurious oceanfront estate, the real estate options here cater to all tastes and budgets.

In addition to its beautiful homes, Surf City is a haven for outdoor enthusiasts. Spend your days basking in the sun on the sandy beaches, exploring the local parks, or indulging in water sports like surfing, paddleboarding, and fishing. The town is also home to a vibrant dining scene, with charming restaurants and cafes offering fresh, local seafood and delightful culinary experiences.

With a strong sense of community and an array of activities for all ages, Surf City is not just a place to live—it's a lifestyle. Embrace the coastal charm and discover your dream home with ocean views in this idyllic paradise. Experience the magic of Surf City, where every day feels like a vacation!

Newest Surf City Homes with Ocean View

$80,000

100615320 MLS

**Your Own Slice of Oceanfront Paradise in Surf City!** An opportunity to own direct Atlantic Ocean frontage on beautiful Topsail Island at an approachable price point! Imagine spending your mornings watching the sunrise over the water, afternoons enjoying the sand and surf, and evenings unwinding to the sound of crashing waves. This unique oceanfront parcel offers the potential for a personal coastal retreat, with professionally engineered, stamped plans designed specifically for this property! The proposed improvements include a 10' x 10' covered gazebo, adjoining 10' x 10' open deck, and 4-foot-wide elevated walkway. Whether you're envisioning a peaceful place to escape, a private beachside gathering spot, or simply the enjoyment of owning your own piece of the Carolina coastline, this property presents an uncommon opportunity. Conveniently located near Surf City's restaurants, shopping, and island attractions, you'll have the best of Topsail Island within easy reach.

1208 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Streamline Realty Team () from Listing Office: REAL Broker LLC.

$1,179,000

4 Beds ⋅ 3 Baths ⋅ 100615053 MLS

Oceanfront investment property with over $134k in rental income per year for the last two years! This townhome has it all, reverse floor plan designed to maximize the coastal views. Includes 2 master bedrooms with ensuite baths. Open living area offers a bright & welcoming atmosphere with vaulted ceilings, wall of windows & furnished coastal interiors. Step outside to enjoy multiple covered decks, including swing & 6-person hot tub, perfect for relaxing, entertaining, & just taking in the ocean breeze. Whether you're looking for a coastal investment or second home this property offers an opportunity to enjoy the laid-back lifestyle that makes Surf City so special. Experience beach living with all the charm of Topsail Island!

708 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Bethanie A Dudley () from Listing Office: Lewis Realty.

$869,000

4 Beds ⋅ 4 Baths ⋅ 100614284 MLS

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

204 N Boca Bay Ln Unit B, Surf City

Listing courtesy of Listing Agent: Taylor R Reed () from Listing Office: Coastal Realty Associates LLC.

$990,000

5 Beds ⋅ 4 Baths ⋅ 100612700 MLS

Ocean Views and Private Deeded Beach Access on Surf City's Golden Mile! Homes like this rarely come to market on Surf City's coveted "Golden Mile." 811-A S. Shore Drive is a second-row half duplex with sweeping ocean views and private deeded beach access just 50 feet from the door. It also looks out over the sound and Intracoastal Waterway, so you get sunrise over the Atlantic and sunset over the marsh from the same home. The layout is designed around the water. The main living level has vaulted ceilings, walls of windows, and an open flow from the kitchen to the dining and living areas, which makes it easy to entertain while taking in the view. The top-floor bedroom is the standout, with a wall of windows framing the ocean and its own private bath. Altogether, the home offers 5 bedrooms, 4 full baths, and 2,360 square feet, including a primary suite with a private balcony and walk-in closet. Large front and back decks extend the living space outdoors, and an outdoor shower and ample parking make beach days easy. A metal roof, municipal utilities, and no HOA keep ownership simple. The home is offered fully furnished, with rental history available. It's ready to enjoy from day one as a primary residence, a second home, or an established investment on one of Topsail Island's most desirable stretches of beach.

811 S Shore Dr, Surf City

Listing courtesy of Listing Agent: Matthew Berglund () from Listing Office: Destination Realty Corporation, LLC.

$899,900

4 Beds ⋅ 5 Baths ⋅ 100612641 MLS

Welcome to Osprey Point in Surf City—an exceptional coastal community offering ocean views, private community pool access, and effortless island living just 1 mile from Surf City's center and pier. An identical townhouse in Osprey Point with no ocean views grossed over 100k in short term rental income in 2026, making this townhouse a great potential investment property! This meticulously decorated townhome features an open living concept with 4 spacious bedrooms, 4.5 baths, and an elevator providing convenient access to all levels. The first level includes a generous primary suite with a private deck, two additional bedrooms, a full bath, and a laundry closet. On the second level, you'll find the fourth bedroom with its own private bath, a half bath, and an inviting open living area that flows onto a second deck—ideal for entertaining or relaxing. The third floor offers a large bonus/rec room perfect for a game room, movie space, or gathering area, complete with ocean views from the terrace. An outdoor shower adds convenience after beach days, and the home's thoughtful décor enhances its coastal charm. This property is well suited as a rental, second home, or a place to enjoy island living year round.

1103 Sapphire Ave, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.

$1,199,900

3 Beds ⋅ 3 Baths ⋅ 100610782 MLS

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

7097 7th St, Surf City

Listing courtesy of Listing Agent: Savannah L Holman () from Listing Office: SERHANT.

$925,000

5 Beds ⋅ 4 Baths ⋅ 100607289 MLS

Welcome to ''Surf City Oasis''which brought in 100K gross rental income for 2026. Guests leave wonderful reviews recognizing the recently remodeled features (look for list of upgrades in documents) comes fully furnished, and is truly a turn key investment. Floorplan features 2 bedrooms and 2 full baths on the 2nd floor with spacious family room/dining combo, kitchen features hard surface counters and soft close cabinetry. The stair case leads down to the ground floor living area with 3 bedrooms and full bath, efficiency kitchen area, and you have the option of renting it separtely as short term or long term,or keep that floor for yourself. Use the dedicated beach access easement to go to the beach, or canal. Fully fenced in backyard offers tiki bar/gazebo with hot tub, firepit, and plenty of room for your furry friends. Short walk to the beach or canal, shopping or restaurants dont let this one slip away.

1720 N New River Dr, Surf City

Listing courtesy of Listing Agent: Jackie L James () from Listing Office: Coastal Carolina Real Estate.

$949,000

3 Beds ⋅ 4 Baths ⋅ 100606843 MLS

Enjoy wide, unobstructed ocean views, deeded beach access, and an easy walk or bike ride to downtown Surf City from this beautifully furnished Dune Ridge townhome. Completed in 2024 and located on a quiet dead-end street, the home is close to restaurants and shops, with sidewalks the entire way. The layout includes two king suites, two bunk rooms, four full baths (three en suite), making it ideal for family, guests, or vacation rental use. Two spacious ocean-facing decks offer unobstructed ocean views and plenty of room to relax or entertain. More than $10,000 in high-quality outdoor furnishings across the decks and patio will convey. The sellers also added privacy walls around the oversized outdoor shower and a privacy fence alongside the patio. Never rented and very lightly used, the home is truly move-in ready and being sold fully furnished. Furniture, TVs, linens, kitchenware, dishes, glassware, utensils, washer and dryer, beach chairs, umbrellas, boogie boards, fishing gear, and more are included. Everything is in place so you can arrive, settle in, and start enjoying the beach. Inside, vaulted ceilings, quartz countertops, a large breakfast bar, shiplap accents, and board-and-batten details create a clean coastal feel. The spacious ground-floor entry serves as a mudroom, sitting area, and welcoming foyer. An elevator provides access to all three floors, with additional storage in the rear and beneath the stairs. Whether you plan to make it your primary residence, enjoy it as a second home, or use it as a short-term rental, this turnkey Surf City property is ready to go from day one. Preferred lender incentives are available; contact the listing agent for details.

711 N Topsail Dr, Surf City

Listing courtesy of Listing Agent: Rebecca E Moxey () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.

$2,499,000

8 Beds ⋅ 10 Baths ⋅ 100606822 MLS

Experience unparalleled coastal luxury in this magnificent eight-bedroom water side estate, perfectly perched at one of the highest elevations on Topsail Island. Boasting panoramic views of both the ocean and tranquil Topsail Sound, this property offers the rare combination of a private oceanfront sitting area and a quiet community sound-front pier and dock. Start your day with breathtaking sunrises from three ocean-view decks, and wind down with stunning sunsets from three sound view decks. Designed for ultimate relaxation, this estate with outstanding rental history features private oceanfront beach access, a sparkling ocean-side pool, and a soothing hot tub. A modern elevator provides effortless access to all levels of this elegant, fully furnished home. The massive top-floor open-concept living area is an entertainer's dream, framed by walls of windows that capture sweeping water vistas. Host up to 22 guests with ease utilizing the expansive wrap-around granite bar and custom-appointed double living room seating. The upgraded gourmet kitchen is fully equipped for large gatherings, featuring double appliances throughout: two sinks, two refriger- ators, two dishwashers, and a double oven. Savor dinner overlooking spectacular sound view sunsets from either of the two separate dining areas. Retreat to one of the eight water-side bedrooms, each complete with its own ensuite bathroom for ultimate privacy. The first floor offers a versatile den area with an additional refrigerator, perfect for indoor entertaining. With covered parking for four vehicles beneath the home and ample additional space in the gravel drive, accommodating guests is a breeze. From world-class amenities to breathtaking vistas, this Topsail Island retreat truly has something for everyone.

100 Oleander Ct, Surf City

Listing courtesy of Listing Agent: Nick Phillips Group () from Listing Office: Landmark Sotheby's International Realty.

$915,000

3 Beds ⋅ 2 Baths ⋅ 100606138 MLS

There's just something special about a classic oceanfront beach house -- and this absolutely charming bungalow delivers the kind of coastal lifestyle people come to Surf City looking for. Step through the front door and your eyes are immediately drawn straight through the home to the Atlantic Ocean beyond. The shotgun-style layout creates a clean sightline from front to back, while the open and airy interior is filled with natural light and that quintessential beach bungalow feel. Out back, the deck leads you directly toward the sand and ocean, making sunrise coffee, afternoon beach days, and evenings by the water part of everyday life. The home also comes with years of rental history, offering an established track record for buyers interested in investment potential, a vacation getaway, or a combination of both. And when you're ready to venture out, you're only about 1.5 miles from the Surf City Pier, along with local restaurants, shopping, and everything that makes Topsail Island such a favorite coastal destination. Cute, comfortable, oceanfront, and close to the heart of Surf City -- this gives that small town beach home feel!

1112 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Jan Roggeman () from Listing Office: 1st Class Real Estate Coastal Choice.

$579,900

2 Beds ⋅ 1 Baths ⋅ 100604099 MLS

Welcome to 1218 N New River Drive, a charming Surf City beach cottage for sale on Topsail Island, North Carolina, offering Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. At $543 per square foot, this cottage offers the best price per square foot of any of its island comps under 1,500 square feet, which average $748 per square foot. This 2 bedroom, 1(.5) bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Underneath, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, but is projected to bring in as much as $55,000 a year! Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity on Topsail Island, 1218 N New River Drive is ready to welcome you home to Surf City, with Hampstead and Wilmington an easy drive away!

1218 N New River Dr, Surf City

Listing courtesy of Listing Agent: Molly White () from Listing Office: Landmark Sotheby's International Realty.

$699,000

4 Beds ⋅ 4 Baths ⋅ 100603855 MLS

Longing for the coastal lifestyle? This fabulous townhome in the heart of Surf City can be yours! Enjoy walking to local shops and restaurants and to the beach via the deeded beach access. The homes features a large open concept kitchen and family room, 4 bedrooms , 3.5 baths, carport with large storage closet and outdoor shower. At the end of the day relax and enjoy the sunset and marsh views on one of the front decks. Ocean views from the master bedroom. This is the perfect spot to be able to enjoy beach living!

818 N New River Dr Unit 102, Surf City

Listing courtesy of Listing Agent: Harper C Fraser () from Listing Office: Intracoastal Realty Corporation.

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Surf City Homes with Ocean View

Newest Surf City Homes with Ocean View

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