Surf City Homes with Creek/Stream View

Surf City Homes with Creek/Stream View

Welcome to Surf City, North Carolina – a charming coastal gem nestled in Pender County that offers a perfect blend of beachside relaxation and vibrant community life. Known for its stunning sandy shores and picturesque landscapes, Surf City is more than just a destination; it’s a lifestyle. Whether you’re an avid surfer, a nature enthusiast, or someone seeking a peaceful retreat, this enchanting town has something for everyone.

One of the most alluring features of Surf City is the availability of homes with captivating creek and stream views. Imagine waking up each morning to the gentle sounds of flowing water and the serene sight of lush greenery right outside your window. These properties not only provide a tranquil escape but also bring nature closer to home, making them ideal for those who appreciate the beauty of the outdoors.

Living in Surf City means easy access to pristine beaches, where you can soak up the sun, enjoy water sports, or take leisurely strolls along the shore. The area is also rich in local culture, with charming shops, delicious seafood restaurants, and vibrant community events that foster a warm, welcoming atmosphere.

Whether you’re looking for a cozy cottage, a modern beach house, or a spacious family home, Surf City offers a variety of real estate options that cater to diverse tastes and budgets. With its stunning creek and stream views, your dream home awaits in this idyllic coastal paradise. Come discover the enchanting allure of Surf City, where every day feels like a vacation!

Newest Surf City Homes with Creek/Stream View

111 Coastal Cay, Surf City
$925,000
4 Beds ⋅ 4 Baths ⋅ 100603568 MLS
Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek and the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. Beach access is easy, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock and a community pool. What more could you need? Come see it in person!

111 Coastal Cay, Surf City

Listing courtesy of Listing Agent: Becky Filer () from Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties.
1103 N New River Dr, Surf City
$875,000
4 Beds ⋅ 4 Baths ⋅ 100603536 MLS
Turnkey, fully furnished, and ready to enjoy, this 4-bedroom, 3.5-bath reverse-floor-plan beach home offers the ideal combination of a personal coastal retreat and vacation rental opportunity. Located just two blocks from the ocean and Public Beach Access #10, the home features sweeping marsh views, glimpses of the Atlantic, and an easy-to-enjoy Surf City location. The reverse floor plan places the main living spaces upstairs, maximizing the home's views. The vaulted great room flows into the kitchen and dining area, with new LED lighting throughout. The rear deck overlooks the marsh and provides a beautiful setting for sunsets, while the front decks capture refreshing ocean breezes and glimpses of the Atlantic. Recent improvements include five new PGT sliding glass doors with a DP60 design-pressure rating, a 2018 roof, new water heater, washer and dryer less than a year old, freshly painted interior, and newly painted front and rear decks. Two exterior HVAC units provide separate climate control. The ground level offers concrete parking, an outdoor shower, and an oversized 11' x 7' storage closet for surfboards, bikes, beach chairs, and coastal gear. Just one mile from the Surf City Pier and the Surf City bridge, featuring a 10-foot-wide multi-use path, the home provides convenient access to the island's restaurants, shopping, entertainment, and other attractions. The bridge's pedestrian- and bike-friendly path makes exploring Surf City and connecting to mainland amenities especially easy. Fully furnished and ready for immediate use, this is an opportunity to own a turnkey beach retreat that can generate rental income when you're not enjoying it yourself--combining personal enjoyment, coastal lifestyle, and investment potential.

1103 N New River Dr, Surf City

Listing courtesy of Listing Agent: Jim Adams () from Listing Office: Intracoastal Realty Corporation.
L88 Atkinson Point Rd, Surf City
$225,000
100594149 MLS
Rare opportunity to own a waterfront parcel with breathtaking creek views in mainland Surf City, located on Atkinson Point Road. Lot is completely wooded and undisturbed with an intact maritime forest. Located within walking distance from Sears Landing Restaurant, one stop bait and tackle, diver coffee and cafe, and the Surf City high rise bridge with a multi-use path over to everything the island has to offer including public beach accesses. This large homesite is marsh-front, capturing serene views across the marsh and into the undisturbed creek--an ideal backdrop for a custom coastal home. This lot does have capacity allocated for water and sewer. Per Surf City Utility Director, the sewer assessment was paid but the water has not been. This means this property is exempt from sewer system development fee and sewer tap fees but will need to pay the water system development fee, meter fee, and water tap fee for a single home. Site is also perfectly positioned to enjoy the best of Surf City living, this property offers mainland convenience while remaining close to the heart of the action. Start enjoying easy access to boating, dining, recreation, and island amenities. If you're looking to build in Surf City, don't miss this opportunity on a highly sought-after street that continues to see exciting growth and transformation.

L88 Atkinson Point Rd, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.
611 S Topsail Dr Unit A, Surf City
$1,395,000
6 Beds ⋅ 5 Baths ⋅ 100565849 MLS
FINAL MODEL HOME IN EXCLUSIVE ENCLAVE OF 5 COTTAGES IN SKYVIEW SUBDIVISON! OPTION TO PURCHASE FULLY FURNISHED & TURNKEY TO ENJOY THIS SUMMER! Discover unparalleled coastal living at 611a S Topsail Drive, Surf City, NC. This exclusive boutique community of five new construction single family homes boasts a prime location and superior craftsmanship, and 611A isn't only the last one available, but is also the model home. It is elite in both selections with designer upgrades, tastefully curated furnishing package, and elevated garage features and finishes. This home has 6 bedrooms, 5 bathrooms, & an elevator. No detail was spared in its construction! Interiors are custom outfitted by Kinton Interiors. Ideally situated across from public beach access at Charlotte Ave, this meticulously crafted home showcases exquisite selections throughout. Handcrafted Chippendale railings by Amish artisans and hand-dipped cedar shake siding evoke timeless charm, complemented by the durability of grey Trex decking and a chic Hunter Green door at the entrance. Inside, the elegance continues with white-washed white oak hardwood floors (unheard of luxury at the beach) and a foyer adorned with vertical tongue and groove paneling. The spacious interior features 8-foot doors, glass marble walls, and luxurious 18'' by 3' marble tile floors. The gourmet kitchen is a chef's dream, featuring white shaker cabinets reaching to the ceiling, Carrera marble countertops, and gold faucets and hardware. A grand 7 by 4-foot kitchen island is illuminated by a distinctive wicker style light, and a custom hood coupled with a designer appliance package. Designed for comfort and resilience, the home includes impact-resistant windows throughout, ensuring peace of mind in any weather. The living room boasts horizontal shiplap detailing, adding character to the expansive space. Enjoy practical amenities as well, such as dual water heaters, a sliding glass door in the garage making the space flexible, along with a Moen water turn-off system for added peace of mind, 3 parking spaces in the garage and a designated spot for charging your golf cart! With its blend of superior craftsmanship, coastal elegance, & modern amenities, 611a S Topsail Drive epitomizes luxurious seaside living. Schedule your private tour today and experience the epitome of coastal luxury.

611 S Topsail Dr Unit A, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.
321 N New River Dr, Surf City
$1,299,000
6 Beds ⋅ 5 Baths ⋅ 100565541 MLS
Exceptional value! **Now priced $100,000 below its 2025 appraised value.** Optional Outdoor Living Package Available Enhance this home with an 8' × 10' plunge pool, travertine patio/hardscape, and outdoor TV mounting location for an additional $71,000 with an acceptable offer. To secure this option, the buyer and builder will execute a separate pool construction contract and pool deposit at closing. The pool, hardscape, and TV mount will be installed by the builder after closing. Images are artist renderings for illustrative purposes only and are not to scale. Final design, dimensions, materials, finishes, and features may vary. Contact listing agent for complete details. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling L

321 N New River Dr, Surf City

Listing courtesy of Listing Agent: Andrea W Hartley () from Listing Office: Wit Realty LLC.
10 W Ridge, Surf City
$2,295,000
5 Beds ⋅ 5 Baths ⋅ 100564861 MLS
An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.
813 N New River Dr Unit B, Surf City
$775,000
3 Beds ⋅ 3 Baths ⋅ 100562400 MLS
Discover exceptional waterfront living at 813 N New River Drive, Unit B, in the desirable Serenity Bay community of Surf City. This beautifully appointed 3-bedroom, 3-bathroom townhome offers panoramic Intracoastal Waterway and estuary views, private community beach access, and location within walking distance of Surf City's dining, shopping, and attractions. Thoughtfully designed floor plan to capture the surrounding coastal views, the home features an open-concept living area with granite countertops, stainless steel appliances, bar seating, and seamless flow to an expansive waterfront deck. A generously sized guest suite with a private ensuite bath completes the upper level. The second floor is highlighted by a spacious primary suite featuring a private sitting area, ensuite bath, and waterfront balcony. An additional bedroom with its own ensuite bath provides comfort and privacy for guests. The ground level extends the living space outdoors with a dedicated grilling area, covered TV lounge, and expansive waterfront lawn offering direct access to the water for kayaking and paddleboarding. Residents also enjoy a private community deeded beach access and convenient proximity to the Surf City Pier, Soundside Park, local restaurants, and boutiques. Built in 2021, this coastal home combines modern construction, versatile indoor and outdoor living spaces, and an exceptional waterfront setting. Ideal as a primary residence, second home, or investment property, 813 N New River Drive offers a rare opportunity to enjoy the best of Surf City living. Home is being Sold Furnished with some Exclusions!

813 N New River Dr Unit B, Surf City

Listing courtesy of Listing Agent: Rebecca E Moxey () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.
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