Surf City Real Estate

Welcome to Surf City, North Carolina – a charming coastal gem that perfectly blends the laid-back atmosphere of beach life with the vibrancy of a close-knit community. Nestled along the picturesque shores of Topsail Island, Surf City is renowned for its stunning sandy beaches, warm ocean breezes, and breathtaking sunsets that paint the sky in hues of orange and pink.

Surf City offers a delightful mix of outdoor adventures and leisurely pursuits. Whether you’re an avid surfer catching the perfect wave, a fisherman casting your line off the pier, or simply someone who enjoys long walks along the shore, this town caters to all. The local parks and nature reserves provide ample opportunities for hiking, biking, and exploring the unique coastal ecosystem, making it a haven for nature lovers.

The heart of Surf City is its vibrant community spirit, showcased through local festivals, farmers' markets, and charming boutiques. The dining scene is equally enticing, featuring fresh seafood restaurants, cozy cafes, and family-owned eateries that serve up local flavors with a side of Southern hospitality.

For families, Surf City boasts excellent schools and a safe environment, making it an ideal place to raise children. The town’s close proximity to Wilmington offers additional amenities, including shopping, cultural attractions, and entertainment options, while still allowing residents to enjoy the tranquility of coastal living.

Whether you’re looking to invest in a vacation home, retire by the sea, or simply embrace a relaxed lifestyle, Surf City, NC, is a place where every day feels like a vacation. Come discover your slice of paradise in this enchanting coastal town!

Newest Listings in Surf City

$999,998

4 Beds ⋅ 3 Baths ⋅ 100615470 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

$80,000

100615320 MLS

**Your Own Slice of Oceanfront Paradise in Surf City!** An opportunity to own direct Atlantic Ocean frontage on beautiful Topsail Island at an approachable price point! Imagine spending your mornings watching the sunrise over the water, afternoons enjoying the sand and surf, and evenings unwinding to the sound of crashing waves. This unique oceanfront parcel offers the potential for a personal coastal retreat, with professionally engineered, stamped plans designed specifically for this property! The proposed improvements include a 10' x 10' covered gazebo, adjoining 10' x 10' open deck, and 4-foot-wide elevated walkway. Whether you're envisioning a peaceful place to escape, a private beachside gathering spot, or simply the enjoyment of owning your own piece of the Carolina coastline, this property presents an uncommon opportunity. Conveniently located near Surf City's restaurants, shopping, and island attractions, you'll have the best of Topsail Island within easy reach.

1208 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Streamline Realty Team () from Listing Office: REAL Broker LLC.

$1,179,000

4 Beds ⋅ 3 Baths ⋅ 100615053 MLS

Oceanfront investment property with over $134k in rental income per year for the last two years! This townhome has it all, reverse floor plan designed to maximize the coastal views. Includes 2 master bedrooms with ensuite baths. Open living area offers a bright & welcoming atmosphere with vaulted ceilings, wall of windows & furnished coastal interiors. Step outside to enjoy multiple covered decks, including swing & 6-person hot tub, perfect for relaxing, entertaining, & just taking in the ocean breeze. Whether you're looking for a coastal investment or second home this property offers an opportunity to enjoy the laid-back lifestyle that makes Surf City so special. Experience beach living with all the charm of Topsail Island!

708 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Bethanie A Dudley () from Listing Office: Lewis Realty.

$1,250,000

6 Beds ⋅ 5 Baths ⋅ 100614679 MLS

Welcome to your dream coastal getaway! 1019 1st St in Surf City is the ultimate turnkey beach home, offering a sprawling layout with 6 bedrooms, 5 bathrooms, Plus a Bonus Room and over 2,600 heated square feet. Perfectly configured for hosting unforgettable large gatherings or serving as a high-performing rental investment, this property comes fully furnished so you can pack your bags and head straight to the beach. The thoughtfully designed multi-level floor plan prioritizes comfort, privacy, and accessibility, complete with an in-home elevator to easily navigate between floors. The second level features a quiet retreat with 3 bedrooms and bathrooms, while the third floor is an entertainer's paradise, boasting 4 additional bedrooms, 2 bathrooms, and a massive secondary living room perfect for game nights or movie marathons. Step outside to embrace seamless indoor-outdoor coastal living on the expansive main-level deck, the private deck off the third-floor living space, or the beautifully screened-in patio on the main level. For the ultimate outdoor lifestyle, this home is a true water lover's paradise, featuring a private boat dock and boat ramp right out back, while remaining just a short walk to the public beach access and the local park. Two separate single-car garages provide abundant storage for your vehicles, golf carts, surfboards, and water toys. Ideally located close to popular area restaurants and shops, this coastal gem is ready to help you make endless memories with friends and family.

1019 1st St, Surf City

Listing courtesy of Listing Agent: Jenna Morton () from Listing Office: Coldwell Banker Sea Coast Advantage.

$869,000

4 Beds ⋅ 4 Baths ⋅ 100614284 MLS

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

204 N Boca Bay Ln Unit B, Surf City

Listing courtesy of Listing Agent: Taylor R Reed () from Listing Office: Coastal Realty Associates LLC.

$250,000

100614249 MLS

Rare opportunity to secure a sizable Waterfront tract in a prime Surf City location. Bring your vision and explore the possibilities currently zoned C-1, public water & sewer availability with convenient access to the surrounding business district the possibilities are worth exploring. Enjoy the natural beauty of this Sound front lot while taking advantage of a highly visible location with easy access to local businesses, restaurants, shopping, and the beaches of Topsail Island.

309 N New River Dr, Surf City

Listing courtesy of Listing Agent: Bethanie A Dudley () from Listing Office: Lewis Realty.

$1,100,000

100613174 MLS

Exceptional Waterfront Opportunity in Surf City! Discover the possibilities with approximately 100 feet of navigable waterfront, an existing dock, and boating access to the Intracoastal Waterway! Situated on approximately .37 acres within the Surf City town limits, this unique property offers an opportunity to create your own coastal retreat in a desirable coastal location. Originally consisting of two 50' x 100' waterfront lots, the property presents possibilities for a custom waterfront residence, family getaway, or future investment. Two existing residential structures, a primary residence and a mobile home, are situated on the property, each with separate water meters, electric meters, and sewer connections. While the structures offer some existing utility, the true value lies in the land, waterfrontage, and location. The original lots are currently combined due to an addition extending across the former lot line. Removal of the addition may allow for restoration of the original two-lot configuration, subject to applicable approvals. Buyers are encouraged to verify subdivision possibilities, building requirements, and permitted uses with the Town of Surf City and CAMA. Imagine peaceful mornings overlooking the water, afternoons spent boating along the Intracoastal Waterway, and leisurely walks or bike rides toward the Surf City Bridge. With Topsail Island's beautiful beaches, restaurants, shopping, and entertainment just minutes away, this location offers the coastal lifestyle so many buyers are seeking. Waterfrontage, boating access, and a convenient coastal location combine to make 484 Little Kinston Road an opportunity to bring your waterfront vision to life!

484 Little Kinston Rd, Surf City

Listing courtesy of Listing Agent: Della Hilliard Carson () from Listing Office: Coldwell Banker Sea Coast Advantage Rlty.

$1,100,000

4 Beds ⋅ 1 Baths ⋅ 100613171 MLS

484 Little Kinston Rd, Surf City

Listing courtesy of Listing Agent: Della Hilliard Carson () from Listing Office: Coldwell Banker Sea Coast Advantage Rlty.

509 N New River Dr Unit Apt E, Surf City

$639,000

3 Beds ⋅ 3 Baths ⋅ 100612839 MLS

Discover a rare end-unit townhome offering unobstructed panoramic views of a beautiful marsh nature preserve and the Intracoastal Waterway. Watch yachts, sailboats, and paddleboards glide by while enjoying abundant wildlife and the natural beauty of the coast. Take in spectacular sunsets from both decks and beautiful sunrises from the primary suite—a daily reminder of what makes coastal living so special. Whether you're looking for a primary residence, a second-home retreat, or an investment property with lucrative weekly rental potential, this exceptional property offers the flexibility to make it your own. The open-concept, three-bedroom layout is designed to embrace the outdoors, with two levels of expansive, wall-to-wall sliding glass doors opening on both sides to capture the views, natural light, and refreshing coastal breezes. The updated kitchen features beautiful new leathered countertops and all-new appliances, blending style and functionality. Each bedroom offers access to a full bathroom, while the no-carpet interior makes coastal living and maintenance a breeze. A deep garage provides plenty of room for your beach gear, golf cart, bikes, and other recreational toys. Electronic hurricane shutters offer added convenience and peace of mind. Sold fully furnished and ready to enjoy! Walk just two streets to the beach, or stroll to the heart of Surf City for groceries, boutique shopping, restaurants, and the iconic Surf City Pier. Boaters will appreciate the nearby Topsail Island Marina, also within walking distance. Panoramic waterway views, spectacular sunrises and sunsets, exceptional outdoor living, and an unbeatable Surf City location—all with no HOA. This is coastal living at its finest!

509 N New River Dr Unit Apt E, Surf City

Listing courtesy of Listing Agent: Jimmy Neil () from Listing Office: Intracoastal Realty Corporation.

$990,000

5 Beds ⋅ 4 Baths ⋅ 100612700 MLS

Ocean Views and Private Deeded Beach Access on Surf City's Golden Mile! Homes like this rarely come to market on Surf City's coveted "Golden Mile." 811-A S. Shore Drive is a second-row half duplex with sweeping ocean views and private deeded beach access just 50 feet from the door. It also looks out over the sound and Intracoastal Waterway, so you get sunrise over the Atlantic and sunset over the marsh from the same home. The layout is designed around the water. The main living level has vaulted ceilings, walls of windows, and an open flow from the kitchen to the dining and living areas, which makes it easy to entertain while taking in the view. The top-floor bedroom is the standout, with a wall of windows framing the ocean and its own private bath. Altogether, the home offers 5 bedrooms, 4 full baths, and 2,360 square feet, including a primary suite with a private balcony and walk-in closet. Large front and back decks extend the living space outdoors, and an outdoor shower and ample parking make beach days easy. A metal roof, municipal utilities, and no HOA keep ownership simple. The home is offered fully furnished, with rental history available. It's ready to enjoy from day one as a primary residence, a second home, or an established investment on one of Topsail Island's most desirable stretches of beach.

811 S Shore Dr, Surf City

Listing courtesy of Listing Agent: Matthew Berglund () from Listing Office: Destination Realty Corporation, LLC.

$899,900

4 Beds ⋅ 5 Baths ⋅ 100612641 MLS

Welcome to Osprey Point in Surf City—an exceptional coastal community offering ocean views, private community pool access, and effortless island living just 1 mile from Surf City's center and pier. An identical townhouse in Osprey Point with no ocean views grossed over 100k in short term rental income in 2026, making this townhouse a great potential investment property! This meticulously decorated townhome features an open living concept with 4 spacious bedrooms, 4.5 baths, and an elevator providing convenient access to all levels. The first level includes a generous primary suite with a private deck, two additional bedrooms, a full bath, and a laundry closet. On the second level, you'll find the fourth bedroom with its own private bath, a half bath, and an inviting open living area that flows onto a second deck—ideal for entertaining or relaxing. The third floor offers a large bonus/rec room perfect for a game room, movie space, or gathering area, complete with ocean views from the terrace. An outdoor shower adds convenience after beach days, and the home's thoughtful décor enhances its coastal charm. This property is well suited as a rental, second home, or a place to enjoy island living year round.

1103 Sapphire Ave, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.

$879,000

4 Beds ⋅ 2 Baths ⋅ 100612063 MLS

Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!

1017 1st St, Surf City

Listing courtesy of Listing Agent: John A. Toler () from Listing Office: Ward Realty Corp.

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Surf City Real Estate

Newest Listings in Surf City

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