Surf City Homes with Two Levels

Surf City Homes with Two Levels

Welcome to Surf City, North Carolina – a coastal gem that perfectly blends the allure of beachside living with the warmth of a tight-knit community. Nestled between the Atlantic Ocean and the lush landscapes of the Intracoastal Waterway, Surf City is renowned for its stunning sunsets, soft sandy beaches, and vibrant local culture. Whether you're an outdoor enthusiast eager to explore the local parks, a foodie ready to indulge in fresh seafood, or a family looking for a welcoming neighborhood, Surf City has something for everyone.

As you explore the real estate options in this charming town, you'll discover a delightful selection of homes, particularly those with two levels. These multi-story residences not only provide ample space for families and guests but also offer breathtaking views of the surrounding landscapes. Imagine sipping your morning coffee on a spacious balcony while the sun rises over the ocean, or hosting gatherings in a stylish living area that flows seamlessly into a beautifully landscaped backyard.

Two-level homes in Surf City often feature open floor plans, allowing for a perfect blend of comfort and functionality. With plenty of room for personalization, these homes can easily adapt to your lifestyle, whether you need extra bedrooms for family or a dedicated workspace. The proximity to the beach and local amenities enhances the appeal, making it a fantastic choice for both primary residences and vacation homes.

Embrace the coastal lifestyle in Surf City, where your dream of a two-level home awaits. Experience the perfect blend of relaxation and adventure in this idyllic seaside community!

Newest Surf City Homes with Two Levels

$575,000
3 Beds ⋅ 2 Baths ⋅ 100601547 MLS
Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City

Listing courtesy of Listing Agent: Brandon J Batson () from Listing Office: Coastal Realty Associates LLC.
$1,700,000
6 Beds ⋅ 2 Baths ⋅ 100598707 MLS
Few properties capture the history and character of Topsail Island quite like 616 N Shore Drive. Built in 1957 and positioned directly along the Atlantic Ocean in the heart of Surf City, this quintessential beach cottage offers a rare combination of old-school coastal charm, an exceptionally versatile layout, and a setting that is becoming increasingly difficult to replicate. Adding to its uniqueness, two former 60-foot-wide oceanfront lots have been recombined into one expansive homesite, creating an uncommon stretch of beachfront ownership and possibilities that extend well beyond the walls of the cottage. True to its roots, the cottage maintains the simple, unmistakable character of an earlier era on Topsail Island while incorporating thoughtful improvements designed for life along the coast. Hardie siding wraps the exterior, accented by classic Bimini-style shutters along the street side and protective hurricane shutters facing the ocean. Along the oceanfront, a spacious covered porch stretches across the front of the home, preserving the timeless connection between cottage and coastline. Just beyond, the dunes give way to the shoreline and Atlantic beyond. Inside, the home's 1957 character takes center stage. Rich knotty pine walls and 2.25-inch hardwood floors run throughout much of the main living areas, creating the warmth and authenticity of a classic Topsail beach cottage, while a wall of oceanfront windows keeps the Atlantic firmly in view. The living and dining areas flow naturally together, with plenty of room for everyone to gather while enjoying the ocean as a constant backdrop. The adjoining kitchen blends seamlessly into the home's original character while offering thoughtful updates for today's use. A tongue-and-groove wood ceiling continues the cottage aesthetic overhead, complemented by butcher block countertops, a tiled backsplash, white cabinetry, and a six-foot pendant-lit eat-in bar. A large single-basin stainless steel sink sits beneath an impressive six-foot window, bringing abundant natural light into the space. Three bedrooms complete the main level, including an oceanfront bedroom where multiple windows frame sweeping views of the beach and Atlantic beyond. A full guest bath has been refreshed with LVP flooring, beadboard accents, a quartz-topped single vanity, fiberglass walk-in shower, and nearby linen storage. Downstairs, the home opens into an unexpectedly spacious ground-level living area, adding tremendous flexibility for larger groups and extended stays. LVP flooring runs throughout much of the level, while the open central gathering space offers ample room for entertaining, recreation, or simply spreading out while still enjoying the home together. Three additional guest rooms provide comfortable accommodations for family and visitors, while a second full bath serves the downstairs with a shower/tub combination and a conveniently located laundry area adds everyday practicality. A second full bath serves the downstairs with a shower/tub combination, while a conveniently located laundry area adds everyday practicality. Outside, the setting takes center stage. A spacious covered oceanfront porch stretches across the length of the home, creating a front-row seat to the Atlantic and an inviting place to start the morning, unwind after a day on the sand, or simply enjoy the sights and sounds of the ocean. From the porch, private stairs lead directly across the dunes to the beach, putting the shoreline just steps from the door. A thoughtfully enclosed hot-and-cold outdoor shower is conveniently positioned on the oceanfront deck, making the transition from beach to home effortless. Beyond the immediate oceanfront setting, the property offers something increasingly difficult to find along Topsail Island: space. The homesite encompasses approximately 0.40 acre. Formerly configured as two separate lots, the property was recombined into a single homesite, creating an exceptionally oceanfront footprint with added flexibility for a future pool, expanded outdoor living, recreation, or other permitted improvements. Adding to the property's long-term appeal, Surf City and the U.S. Army Corps of Engineers have executed the Project Partnership Agreement for the area's planned beach nourishment project. With this stretch of shoreline included within the project area, the initiative provides an encouraging outlook for a wider, healthier beach and adds another compelling dimension to this already distinctive oceanfront property. With the Atlantic just beyond the front porch, accommodations spread across two levels, generous gathering spaces, and the beach quite literally at your doorstep, 616 North Shore Drive captures what generations have loved about Surf City, a place built around long beach days, full houses, and time spent together.

616 N Shore Dr, Surf City

Listing courtesy of Listing Agent: Streamline Realty Team () from Listing Office: REAL Broker LLC.
$795,000
3 Beds ⋅ 3 Baths ⋅ 100597737 MLS
NEW Fortified Roof installed 9/2026! This beautifully updated home in Maritime Plantation puts coastal living within reach. New flooring throughout gives the home a fresh, move-in-ready feel, and kayaks are included -- hop in and paddle out whenever the mood strikes. The neighborhood offers a day dock and private beach access just steps from your door; pull your boat up to the dock for the day, or head to the private beach access for sun and sand. Spend evenings relaxing on the deck or porch after a day on the water, and rinse off the sand in the outdoor shower before heading in. With plenty of room to host friends and family, this home is the ideal spot to soak up everything the Surf City lifestyle has to offer.

8 Maritime Dr, Surf City

Listing courtesy of Listing Agent: Liz L Bianchini () from Listing Office: Coldwell Banker Sea Coast Advantage.
$823,500
3 Beds ⋅ 3 Baths ⋅ 100595518 MLS
Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.

109 Sea Urchin Ct, Surf City

Listing courtesy of Listing Agent: Meredith S Marchant () from Listing Office: Intracoastal Realty Corporation.
$998,500
4 Beds ⋅ 3 Baths ⋅ 100590268 MLS
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Listing courtesy of Listing Agent: Rita B Suggs () from Listing Office: Topsail Palms Properties LLC.
$818,900
3 Beds ⋅ 3 Baths ⋅ 100590074 MLS
Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City

Listing courtesy of Listing Agent: Terrie Hardy () from Listing Office: Wicker Properties of the Carolinas, Inc..
$1,070,000
3 Beds ⋅ 3 Baths ⋅ 100584283 MLS
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.
$1,200,000
4 Beds ⋅ 5 Baths ⋅ 100583049 MLS
Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

Listing courtesy of Listing Agent: Fletcher Bizz Baker () from Listing Office: Better Homes and Gardens Real Estate Treasure.
$959,000
3 Beds ⋅ 2 Baths ⋅ 100583279 MLS
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

Listing courtesy of Listing Agent: Glynda Bradshaw () from Listing Office: Ward Realty Corp.
$975,000
8 Beds ⋅ 4 Baths ⋅ 100581885 MLS
Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. All four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City

Listing courtesy of Listing Agent: Stephanie Bolleyer () from Listing Office: Coldwell Banker Sea Coast Advantage.
$859,000
4 Beds ⋅ 4 Baths ⋅ 100577530 MLS
Beautifully renovated coastal home offering spectacular 180-degree Intracoastal Waterway and salt marsh views, just a short 3-minute walk to the beach. Located less than one mile from the heart of Surf City, this property provides easy access to the Surf City Pier, restaurants, shopping, groceries, entertainment, and more by walking, biking, or golf cart. Kenneth D. Batts Park is just two lots away and features a playground, basketball court, and scenic marsh boardwalk. This open and airy home features upscale modern décor, LVP waterproof flooring throughout, white kitchen cabinetry, granite countertops, stainless steel GE appliances, and stylish furnishings. Two spacious rear decks span the length of the home, providing the perfect place to enjoy breathtaking sunsets, marsh views, and boats cruising along the Intracoastal Waterway. The home offers 3 bedrooms and 3 bathrooms, with a bonus room and half bath on the lower level that can be used as an additional bedroom. The primary suite includes a King bed, private bath, flat-screen TV, and stunning water views. The third-floor living area is designed for entertaining with vaulted shiplap ceilings, recessed lighting, ample seating, an 80-inch Smart TV, and a fully equipped kitchen with dining space and bar seating. Additional features include a fortified roof installed in 2025, a new water heater, an enclosed outdoor hot/cold shower, and convenient public beach access just one block away. Whether used as a primary residence, second home, or investment property, this home offers the perfect blend of luxury, comfort, and coastal convenience.

1001 S Topsail Dr, Surf City

Listing courtesy of Listing Agent: Nicholas Huscroft () from Listing Office: Chosen Realty of NC.
$945,000
3 Beds ⋅ 3 Baths ⋅ 100576964 MLS
Ideally located on the second row from the beach, this custom-built home offers beautiful ocean views, exceptional privacy, and a floor plan designed for coastal living. Surrounded by mature island oaks, the property features covered decks and a top-floor sun deck that create the perfect setting for relaxing and entertaining. The top level is designed to capture the views, with a spacious living area, a light-filled dining area wrapped in windows, and a fully equipped kitchen. The primary suite is also on the top floor and includes a private bath with a soaking tub, large glass-block shower, and dual sinks, along with a convenient half bath and laundry room. On the first floor, a large bedroom connects to a spacious bath with a large tub and separate shower. There is hall access to this bathroom for the second bedroom, offering comfort and flexibility for guests. An enclosed sunroom adds even more versatility as a potential sleeping area, home office, or workout room. Additional highlights include Gerard technology roofing, elevator access to all levels, an enclosed outdoor shower, nearby beach access, extra-tall carport underneath the home, a desirable flood-zone location, close proximity to downtown Surf City, and the added appeal of never having been rented.

1821 S Shore Dr, Surf City

Listing courtesy of Listing Agent: Dutch R Bageant () from Listing Office: A Beach Place Realty.
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