Surf City Homes with Canal View

Welcome to Surf City, North Carolina – a coastal gem where the sun, surf, and serene lifestyle converge! Nestled on the beautiful shores of Topsail Island, Surf City boasts stunning beaches, vibrant community spirit, and an array of outdoor activities that make it a sought-after destination for both residents and vacationers. With its charming local shops, delightful dining options, and a warm, welcoming atmosphere, Surf City embodies the quintessential beach town experience.

One of the most enchanting features of Surf City is its stunning homes with canal views. Imagine waking up each morning to the gentle sounds of water lapping against the shore, with picturesque views right from your window. These canal-view properties offer a unique blend of tranquility and access to the water, perfect for boating enthusiasts and nature lovers alike. Whether you're looking for a cozy cottage or a luxurious waterfront estate, Surf City has a diverse selection of homes to suit various lifestyles and budgets.

Living in Surf City means embracing an active outdoor lifestyle. Spend your days fishing, kayaking, or paddleboarding along the winding canals, or take a leisurely stroll along the pristine beaches. With year-round mild weather, you can enjoy the beauty of nature in every season.

Discover the charm of Surf City and explore the fantastic canal-view homes that await you. Experience the perfect blend of coastal living, community, and adventure in this enchanting North Carolina paradise! Your dream home by the water is just a heartbeat away.

Newest Surf City Homes with Canal View

$998,500

4 Beds ⋅ 3 Baths ⋅ 100590268 MLS

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Listing courtesy of Listing Agent: Rita B Suggs () from Listing Office: Topsail Palms Properties LLC.

$1,795,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS

Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

Listing courtesy of Listing Agent: Frank Travolina () from Listing Office: Keller Williams Innovate-Wilmington.

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 100584283 MLS

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.

$1,089,900

3 Beds ⋅ 2 Baths ⋅ 100583279 MLS

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

Listing courtesy of Listing Agent: Glynda Bradshaw () from Listing Office: Ward Realty Corp.

$2,275,000

4 Beds ⋅ 4 Baths ⋅ 100581170 MLS

One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City

Listing courtesy of Listing Agent: Ian Gray () from Listing Office: Better Homes and Gardens Real Estate Treasure.

$850,000

4 Beds ⋅ 5 Baths ⋅ 100575239 MLS

$25,000 ''Use As You Choose'' buyers credit. Don't miss this perfect opportunity to own a piece of Island Paradise!! Coastal elegance awaits in this exceptional Brand new-construction beach home, perfectly positioned just steps from the shoreline. Located in the heart of Surf City, this residence offers the rare combination of modern craftsmanship and timeless coastal charm. With 4 spacious bedrooms and 4.5 beautifully appointed baths, the home is designed for both comfort and sophistication. Expansive windows invite natural light throughout, while thoughtful finishes create a serene, upscale atmosphere ideal for full-time living, vacationing, or investment. Whether entertaining guests or unwinding after a long day, this home offers the perfect backdrop for coastal living at its finest. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. This home is under construction in the TRIM stage. Call for information.

205 Shell Rd, Surf City

Listing courtesy of Listing Agent: Lori K Smith () from Listing Office: Coldwell Banker Sea Coast Advantage.

$999,000

4 Beds ⋅ 4 Baths ⋅ 100575181 MLS

Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

4069 4th St, Surf City

Listing courtesy of Listing Agent: Renee L Clark () from Listing Office: Coldwell Banker Sea Coast Advantage.

$999,999

4 Beds ⋅ 4 Baths ⋅ 100574849 MLS

Brand-New Soundfront Construction in Surf City! This fully finished, partially furnished and move-in-ready townhome delivers luxury coastal living at its finest--complete with 4 bedrooms, 4 full bathrooms, an elevator, and a private dock overlooking the historic Cockle Creek. Designed with both comfort and style in mind, this home showcases designer-selected finishes throughout: quartz countertops, white shaker cabinetry, stainless steel appliances, LVP flooring on every level, modern tiled showers, and multiple porches offering breathtaking sound views from every floor. An elevator services all levels, ensuring effortless access for family and guests. Step outside and enjoy the ultimate waterfront lifestyle--launch your paddleboard or kayak, fish from your spacious dock, or relax with morning coffee while watching the water come alive. An outdoor shower adds convenience after a day on the sound or beach. With no HOA fees, this property offers flexibility for a primary residence, second home, or high-performing rental investment. Ideally located close to the beach, restaurants, shopping, Kenny Batts Park, and the IGA. Situated in the desirable AE flood zone and feeding into the highly rated Topsail School District, this home checks all the boxes for coastal living. Don't miss your chance to own a luxury sound front townhome and live your waterfront dream on Surf City's iconic Cockle Creek!

705 S Topsail Dr Unit B, Surf City

Listing courtesy of Listing Agent: Jordan Lanier Barkman () from Listing Office: Teresa Batts Real Estate, LLC.

$850,000

4 Beds ⋅ 5 Baths ⋅ 100574677 MLS

203 Shell Rd, Surf City

Listing courtesy of Listing Agent: Lori K Smith () from Listing Office: Coldwell Banker Sea Coast Advantage.

$1,200,000

4 Beds ⋅ 2 Baths ⋅ 100571163 MLS

Tucked away on a deep-water canal, this beautifully built 4-bedroom, 2-bath home offers the perfect blend of coastal charm and everyday comfort. Designed to take full advantage of its stunning waterfront setting, the home features incredible panoramic views that can be enjoyed from living spaces or your own private dock. Inside, you'll find a thoughtfully designed layout with spacious bedrooms, and an open concept that provides plenty of natural light throughout. The well-constructed home provides a solid, quality feel--ideal as a primary residence, vacation getaway, or investment opportunity. Step outside and embrace true waterfront living. Whether you're boating, fishing, or simply relaxing by the water, the deep-water canal access makes it easy to enjoy life on the coast. Don't miss your chance to own this exceptional waterfront property where quality construction meets unbeatable views.

3055 3rd St, Surf City

Listing courtesy of Listing Agent: Michael Fluharty () from Listing Office: Intracoastal Realty Corporation.

$675,000

2 Beds ⋅ 1 Baths ⋅ 100570015 MLS

Welcome to this meticulously maintained, tastefully decorated beach cottage in Surf City, just one block from public beach access. The bright and airy upstairs unit features 2 bedrooms, 1 bath, full kitchen, and in-unit washer/dryer -- all crisp, clean, and move-in ready. Enjoy morning coffee or evening cocktails on the awesome wrap-around porch with ocean and sound breezes and an end-of-street view of the ICW at 8th Street -- perfect for kayaking and SUP. The downstairs unit is a cozy, quaint 2 bed/1 bath apartment with a full kitchen and washer/dryer, its own separate entrance, and independent heating and cooling. This lower space offers an additional 881 sq ft (not included in overall square footage) and has been used successfully as both short-term and long-term rental income. Ideal as a strong investment, income-producing property, or second home in a primo location -- walking distance to multiple restaurants and entertainment. All systems and interiors have been meticulously cared for and the entire property is ready for summer.

8007 8th St, Surf City

Listing courtesy of Listing Agent: Rachel Q Kerlin () from Listing Office: Intracoastal Realty Corporation.

$999,998

4 Beds ⋅ 3 Baths ⋅ 100566113 MLS

Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.

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