Surf City Homes for Sale

Welcome to Surf City, North Carolina, a hidden gem nestled along the stunning coastline of the Atlantic Ocean. Known for its breathtaking beaches, vibrant community, and laid-back atmosphere, Surf City offers the perfect blend of relaxation and adventure. Whether you’re strolling along the sandy shores, indulging in fresh seafood at local eateries, or exploring the nearby parks and nature trails, this charming town has something for everyone.

Surf City is not just a vacation destination; it’s a wonderful place to call home. With a variety of homes for sale, from cozy beach cottages to modern waterfront properties, you’ll find the ideal residence to fit your lifestyle. Many of these homes boast stunning ocean views, spacious decks for entertaining, and easy access to the beach, making every day feel like a getaway. The real estate market here caters to diverse tastes and budgets, ensuring that whether you’re a first-time buyer or looking for a luxurious retreat, you can find your dream home in this coastal paradise.

The community is warm and welcoming, with friendly neighbors and a range of local events that foster a strong sense of belonging. Enjoy the best of both worlds with the tranquility of beach life and the convenience of nearby amenities, including shopping, dining, and recreational activities.

If you’re ready to embrace the Surf City lifestyle, explore our listings of homes for sale today and discover the perfect place to create lasting memories by the sea!

Newest Surf City Homes for Sale

$1,278,000

4 Beds ⋅ 2 Baths ⋅ 100590899 MLS

Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City

Listing courtesy of Listing Agent: Chynna Lemaster () from Listing Office: Coldwell Banker Sea Coast Advantage.

$2,600,000

6 Beds ⋅ 7 Baths ⋅ 100590720 MLS

Introducing 736 Dune Ridge Court, a newly constructed 6-bedroom, 6.5-bath oceanfront luxury home on Topsail Island. Designed for elevated coastal living, exceptional vacation-rental potential, and the ultimate second-home lifestyle, this beachfront residence offers direct ocean access through a private beach walkway, three levels of oceanfront decks, and panoramic Atlantic views. The main living level features an open-concept floor plan with expansive ocean-facing spaces, a modern electric fireplace, custom built-ins, and seamless indoor-outdoor flow. The chef's kitchen combines luxury with functionality through high-end stainless steel appliances, two refrigerators, two dishwashers, and a private scullery offering additional preparation space and storage. A wet bar with a wine refrigerator and professional ice maker creates the perfect gathering space after a day on the water. The thoughtfully designed floor plan includes two ocean-facing primary suites, each capturing beautiful coastal views and featuring a spacious walk-in shower. All six bedrooms include private ensuite bathrooms, providing comfort and privacy for owners and guests alike. Additional features include an elevator serving each level, two complete sets of washers and dryers, a two-car garage, and multiple outdoor living spaces designed to showcase ocean breezes, sunrises, and unobstructed beachfront views. Built for long-term coastal ownership, the home is supported by substantial 10-by-10 structural pilings and finished with five-point interlocking vinyl shake siding rated for winds up to 185 mph. The property is located in an AE flood zone, with reduced insurance quotes available for review. Paragon Vacation Rentals projects approximately $275,000 in annual gross vacation-rental revenue, positioning this property as an exceptional opportunity for buyers seeking a high-performing luxury oceanfront investment, a private Topsail Island retreat, or a combination of both. 736 Dune Ridge Court delivers the location, construction quality, amenities, and income potential today's oceanfront buyer is searching for.

736 Dune Ridge Ct, Surf City

Listing courtesy of Listing Agent: Alex McKinney () from Listing Office: SERHANT.

$998,500

4 Beds ⋅ 3 Baths ⋅ 100590268 MLS

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Listing courtesy of Listing Agent: Rita B Suggs () from Listing Office: Topsail Palms Properties LLC.

$1,499,999

4 Beds ⋅ 3 Baths ⋅ 100590100 MLS

$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

737 Dune Ridge Ct, Surf City

Listing courtesy of Listing Agent: Rebecca E Moxey () from Listing Office: Coldwell Banker Sea Coast Advantage-Hampstead.

$818,900

3 Beds ⋅ 3 Baths ⋅ 100590074 MLS

Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City

Listing courtesy of Listing Agent: Terrie Hardy () from Listing Office: Wicker Properties of the Carolinas, Inc..

$1,795,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS

Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

Listing courtesy of Listing Agent: Frank Travolina () from Listing Office: Keller Williams Innovate-Wilmington.

$339,000

3 Beds ⋅ 2 Baths ⋅ 100588497 MLS

Experience coastal living where the Atlantic Ocean offers the perfect blend of relaxation and adventure. With a mild climate nearly year-round, you can enjoy warm salty air and all the outdoor activities the area provides. Your new home in Waterside is less than a mile from the new high-rise bridge featuring a pedestrian lane that delivers sweeping ocean views from its crest. Conveniently located, Waterside offers an easy drive to Wilmington, Marine Corps Base Camp Lejeune, and nearby shopping, dining, and everyday essentials. This homesite features a beautifully designed one-story plan with 3 bedrooms and 2 full baths. The kitchen includes stainless steel appliances, and the home comes equipped with a smart-home technology package. Community amenities include a pool, clubhouse, fire pit, playground, multisport court, and sand volleyball court. Situated on a premier lot with a wooded backyard and natural area, the property also includes fencing for added privacy. Old Landing Road provides convenient access to Water Bays--perfect for fishing or launching a kayak.

303 Azimuth Dr, Surf City

Listing courtesy of Listing Agent: Clinton Bailey () from Listing Office: REAL Broker LLC.

$389,800

3 Beds ⋅ 2 Baths ⋅ 100586272 MLS

Meticulously maintained in Surf City, home to some of the area's most sought-after beaches and coastal charm, this turnkey home offers the perfect blend of comfort, convenience, and coastal living. Ideally located just minutes from military bases, shopping, and dining, with an easy commute to Wilmington or Jacksonville, this pristine home is ready for its next owner. Nestled in the Waterside community, you'll love the inviting, open concept living area filled with natural light, creating the perfect space for relaxing evenings or entertaining. The well-appointed kitchen features stainless steel appliances, including a dishwasher, microwave, range, and four-door refrigerator, along with a spacious pantry and deep single bowl sink. Designed with a desirable split-bedroom floor plan, the private primary suite offers a walk-in closet and an ensuite bathroom complete with a walk-in shower and glass shower door. The home's bright, airy feel and neutral color palette continue throughout the two additional bedrooms and guest bathroom. A dedicated laundry room, with a front-loading Maytag washer and dryer that convey, adds even more convenience. Enjoy the benefits of smart home technology with equipment already in place to activate security and camera features, while allowing app-controlled access to select lighting, the thermostat, garage door, and front door lock. Additional highlights include a one car garage, double width driveway, ample storage closets, patio, fully fenced backyard with wood privacy fencing, retractable screen door, blinds and window treatments throughout, and upgraded paint extending into the garage. When you're not spending the day at the beach, take advantage of Waterside's outstanding community amenities, including a swimming pool, tennis courts, pickleball/basketball courts, beach volleyball, clubhouse, fitness center, playground, and scenic pond. Everything you need for relaxed coastal living can be found at 1014 Course Lane in Surf City. Schedule your private showing today before this exceptional home is gone!

1014 Course Ln, Surf City

Listing courtesy of Listing Agent: Cynthia L LaCorte () from Listing Office: Coldwell Banker Sea Coast Advantage - Jacksonville.

$1,399,000

4 Beds ⋅ 4 Baths ⋅ 100585639 MLS

Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City

Listing courtesy of Listing Agent: Jim A Spicuzza () from Listing Office: Coastal Properties.

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 100584283 MLS

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.

$1,200,000

4 Beds ⋅ 5 Baths ⋅ 100583049 MLS

Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

Listing courtesy of Listing Agent: Fletcher Bizz Baker () from Listing Office: Better Homes and Gardens Real Estate Treasure.

$1,089,900

3 Beds ⋅ 2 Baths ⋅ 100583279 MLS

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

Listing courtesy of Listing Agent: Glynda Bradshaw () from Listing Office: Ward Realty Corp.

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