Old Settlers Beach Homes with Three Or More Levels

Welcome to Old Settlers Beach, a hidden gem nestled in the heart of Onslow County, North Carolina. This charming subdivision offers a unique blend of coastal living and suburban comfort, making it an ideal destination for families, retirees, and anyone seeking the perfect beachside escape.

Old Settlers Beach is renowned for its stunning homes that boast three or more levels, providing ample space for relaxation and entertainment. These multi-level residences are designed with modern living in mind, featuring open floor plans, expansive windows, and breathtaking views of the surrounding landscape. Whether you’re hosting family gatherings or enjoying quiet evenings, the spacious layouts allow for both privacy and togetherness.

One of the highlights of Old Settlers Beach is its proximity to the pristine shores of the Atlantic Ocean. Residents can enjoy leisurely strolls along the beach, invigorating morning runs, or simply basking in the sun. The community also offers easy access to local parks, dining, and shopping, ensuring that all your needs are just a stone's throw away.

In addition to its beautiful homes and picturesque surroundings, Old Settlers Beach fosters a strong sense of community. Neighbors become friends, and local events bring everyone together, creating a warm and inviting atmosphere.

If you’re looking for a place where coastal charm meets modern convenience, Old Settlers Beach is the perfect choice. Come explore this delightful subdivision and discover your dream home today!

Newest Old Settlers Beach Homes with Three Or More Levels

$899,000

5 Beds ⋅ 3 Baths ⋅ 100598677 MLS

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

Listing courtesy of Listing Agent: Andrew Davis () from Listing Office: REAL Broker LLC.

$1,795,000

5 Beds ⋅ 5 Baths ⋅ 100589927 MLS

Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

Listing courtesy of Listing Agent: Frank Travolina () from Listing Office: Keller Williams Innovate-Wilmington.

$1,240,000

5 Beds ⋅ 5 Baths ⋅ 100583520 MLS

Stunning 5-bedroom oceanfront home in highly desirable North Topsail Beach, offering exceptional coastal living and strong rental performance. Enjoy panoramic Atlantic views and direct beach access from this fully furnished, turnkey property designed for comfort, convenience, and relaxation. Premium features include a private hot tub and a NEW residential elevator installed providing easy access to all levels. Inside, the home offers spacious living areas, updated finishes, and ample room for family and guests. With multiple bedrooms, generous common spaces, and inviting outdoor areas, this property is ideal for creating lasting beachside memories. This home is also a proven income-producing investment, generating $107,000 in gross rental income in 2025, with similar projections expected for 2026. The property is not located in the CBRA zone and qualifies for federal flood insurance, adding valuable peace of mind for both personal use and investment purposes. Bring your Electric Vehicle with convenience of a Tesla Universal EV charger, right on-site. Located in a prime section of North Topsail Beach, you'll enjoy pristine shoreline just steps away, along with close proximity to local dining, shopping, and area attractions. A rare opportunity to own a fully furnished oceanfront property--ideal as a vacation home, investment property, or year-round coastal escape.

242 Sea Shore Dr, North Topsail Beach

Listing courtesy of Listing Agent: Justin Bennett () from Listing Office: REAL Broker LLC.

$2,195,000

6 Beds ⋅ 6 Baths ⋅ 100561823 MLS

Experience luxury coastal living in this fully furnished, move-in-ready new construction home. This property combines modern design, high-end finishes, and exceptional comfort, making it ideal as a primary residence, second home, or investment opportunity. Don't miss your chance to own a beautifully crafted coastal retreat ready for immediate enjoyment. This stunning new construction home offers 3,900 sq ft, featuring 6 bedrooms, 4 full bathrooms, and 2 half baths, designed for comfort, luxury, and exceptional rental or personal use potential. Just one block from public beach access #3, this property delivers easy access to the shoreline along with stunning ocean views. Inside, the spacious floor plan is ideal for hosting large groups, featuring open living areas filled with natural light and coastal charm. A private elevator servicing the first three floors adds convenience and accessibility. The top floor showcases a unique cupola, offering panoramic views of both the Atlantic Ocean and the Intracoastal Waterway--perfect for sunrise coffee or sunset relaxation. Each bedroom is generously sized, and the home comes fully furnished with high-end, brand-new furniture, making it completely turnkey. Whether you're seeking a luxury beach retreat, primary residence, or high-performing investment property, this home checks every box. With its prime location, expansive layout, premium finishes, and breathtaking views, 1826 N New River Dr offers the ultimate blend of style, function, and coastal lifestyle

1826 N New River Dr, Surf City

Listing courtesy of Listing Agent: Frank Travolina () from Listing Office: Keller Williams Innovate-Wilmington.

$695,000

4 Beds ⋅ 3 Baths ⋅ 100536621 MLS

NO HOA!!! Motivated Seller! Coastal Living at Its Finest - Canal Beauty Just One Block from the Beach! Welcome to 8th Street, where the serene charm of canal life meets the vibrant energy of Topsail Island's Surf City! This stunning 4-bedroom, 3-bathroom coastal retreat offers the perfect blend of luxury, location, and lifestyle. Step inside this reverse floor plan home and head to the top floor where you'll find a spacious, light-filled living area and kitchen, perfectly positioned to capture gorgeous views of the ocean, canal, and Intracoastal Waterway. The primary suite, also on the top level, boasts its own private balcony, offering a front-row seat to breathtaking sunsets—and even Fourth of July fireworks from the upper deck! This home is built for both comfort and entertaining. Enjoy four expansive balconies—two oversized on the front of the home, and two private off the bedrooms in the back. Two of the bedrooms are oversized en-suites, making this layout ideal for multi-generational living or high-end vacation rental appeal. Outdoor living shines here with a custom-built bar, a full shell patio under the home, and a shed for extra storage (plus a second plastic shed for your beach gear). With parking for up to ten vehicles—three under covered areas—there's room for everyone. This property was lovingly maintained as a primary residence but has excellent rental potential for those seeking investment opportunities in the high-demand Surf City market. Enjoy peace of mind with a generator hookup, and take in the laid-back coastal lifestyle with walkable beach access just one block away. Whether you're looking for a full-time home, vacation getaway, or investment property—this canal front gem checks all the boxes!

8014 8th St, Surf City

Listing courtesy of Listing Agent: Gwen M Hydzik () from Listing Office: Keller Williams Innovate-Wilmington.

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.