Old Settlers Beach Homes with Two Levels

Old Settlers Beach Homes with Two Levels

Welcome to Old Settlers Beach, a hidden gem nestled in the picturesque Onslow County, North Carolina. This charming subdivision offers the perfect blend of coastal living and suburban tranquility, making it an ideal destination for families, retirees, and anyone looking to enjoy the serene beauty of the North Carolina coastline.

Old Settlers Beach boasts a delightful selection of homes, many of which feature two levels, providing ample space for both relaxation and entertainment. These thoughtfully designed residences offer spacious floor plans that cater to a variety of lifestyles, whether you need a cozy nook for quiet evenings or expansive living areas for family gatherings. With modern amenities and stylish finishes, each home is a perfect canvas for creating your dream coastal retreat.

The community itself is a haven for outdoor enthusiasts, with easy access to pristine beaches, lush parks, and scenic walking trails. Residents can enjoy leisurely strolls along the shoreline, indulge in water sports, or simply bask in the sun on the sandy beaches. The welcoming atmosphere of Old Settlers Beach is complemented by friendly neighbors and a strong sense of community, making it a place where memories are made and cherished.

Conveniently located near shopping, dining, and top-rated schools, Old Settlers Beach offers the best of both worlds: a peaceful coastal lifestyle with all the modern conveniences at your fingertips. If you’re looking to invest in a home that encapsulates the essence of beachside living, look no further than Old Settlers Beach—where your dream home awaits!

Newest Old Settlers Beach Homes with Two Levels

$998,500
4 Beds ⋅ 3 Baths ⋅ 100590268 MLS
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

Listing courtesy of Listing Agent: Rita B Suggs () from Listing Office: Topsail Palms Properties LLC.
$1,100,000
3 Beds ⋅ 3 Baths ⋅ 100584283 MLS
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

Listing courtesy of Listing Agent: Sean D McDonnell () from Listing Office: REAL Broker LLC.
$1,089,900
3 Beds ⋅ 2 Baths ⋅ 100583279 MLS
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

Listing courtesy of Listing Agent: Glynda Bradshaw () from Listing Office: Ward Realty Corp.
$975,000
8 Beds ⋅ 4 Baths ⋅ 100581885 MLS
Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. All four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City

Listing courtesy of Listing Agent: Stephanie Bolleyer () from Listing Office: Coldwell Banker Sea Coast Advantage.
$999,000
4 Beds ⋅ 4 Baths ⋅ 100575181 MLS
Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

4069 4th St, Surf City

Listing courtesy of Listing Agent: Renee L Clark () from Listing Office: Coldwell Banker Sea Coast Advantage.
$765,000
4 Beds ⋅ 4 Baths ⋅ 100573171 MLS
DON'T MISS OUT ON Rare Investment Opportunity - Two Ocean-View Townhomes in Surf City! Discover the perfect blend of coastal living and income-producing potential with these two adjoining townhomes/duplex units being sold together while deeded separately. Ideally located just ¼ block from direct, unobstructed beach access, this unique property offers stunning ocean views from both the front and rear decks--placing you in the heart of desirable Surf City. Each unit features a spacious lower-level bedroom layout along with an upper loft area and half bath, creating flexible living and sleeping spaces full of coastal charm. Unit 9005 has been tastefully remodeled with a refreshed kitchen and new stainless steel appliances installed in 2026. The property also offers exceptional potential as a vacation rental, second home, or live-in investment opportunity--live in one side and rent the other! Situated on desirable lots in a highly sought-after beach community, this is a rare chance to own a versatile coastal property in a thriving rental market. Whether you're seeking an investment, beach retreat, or both, this opportunity checks all the boxes. NO HOA! RV Parking and more! Schedule your showing today and experience the possibilities of Surf City living!

9003-9005 E 9th St, Surf City

Listing courtesy of Listing Agent: Taylor M Greene () from Listing Office: Century 21 Coastal Advantage.
$675,000
2 Beds ⋅ 1 Baths ⋅ 100570015 MLS
Welcome to this meticulously maintained, tastefully decorated beach cottage in Surf City, just one block from public beach access. The bright and airy upstairs unit features 2 bedrooms, 1 bath, full kitchen, and in-unit washer/dryer -- all crisp, clean, and move-in ready. Enjoy morning coffee or evening cocktails on the awesome wrap-around porch with ocean and sound breezes and an end-of-street view of the ICW at 8th Street -- perfect for kayaking and SUP. The downstairs unit is a cozy, quaint 2 bed/1 bath apartment with a full kitchen and washer/dryer, its own separate entrance, and independent heating and cooling. This lower space offers an additional 881 sq ft (not included in overall square footage) and has been used successfully as both short-term and long-term rental income. Ideal as a strong investment, income-producing property, or second home in a primo location -- walking distance to multiple restaurants and entertainment. All systems and interiors have been meticulously cared for and the entire property is ready for summer.

8007 8th St, Surf City

Listing courtesy of Listing Agent: Rachel Q Kerlin () from Listing Office: Intracoastal Realty Corporation.
$1,175,000
4 Beds ⋅ 2 Baths ⋅ 100569742 MLS
Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

238 Topsail Rd, North Topsail Beach

Listing courtesy of Listing Agent: Jay A Seville () from Listing Office: Ocean Views Real Estate, Inc..
$999,998
4 Beds ⋅ 3 Baths ⋅ 100566113 MLS
Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City

Listing courtesy of Listing Agent: Ashley ReBarker () from Listing Office: Rebarker Real Estate, LLC.
$1,265,000
5 Beds ⋅ 3 Baths ⋅ 100542826 MLS
Discover coastal living at its best in this gorgeous 5-bedroom, 3-bath home in the heart of Surf City--just a short stroll to the beach. Offering 3,169 sq ft of bright, open living space, this home is filled with natural light from expansive windows, including three clear-view windows and beautiful transom accents that make every room feel airy and inviting. The dream kitchen steals the show with its galley sink, large island, and plenty of workspace--truly a fantasy setup for anyone who loves to cook or entertain. The luxury continues into the primary suite, featuring a spa-like bath with a freestanding soaking tub and a ceramic-tile walk-in shower. With five spacious bedrooms, this home is ideal for large families, multigenerational living, or anyone looking for a strong rental or vacation investment property. A single-car garage adds convenience, and the location makes every day feel like a beach getaway. Whether you're searching for a full-time residence, a rental opportunity, or the perfect beach escape--this Surf City gem checks every box. Home has great Airbnb history!

3011 3rd St, Surf City

Listing courtesy of Listing Agent: Robin E Mills () from Listing Office: Coldwell Banker Sea Coast Advantage-Leland.
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