Downtown Homes under $350,000

Welcome to Downtown, North Carolina – a vibrant and dynamic subdivision that perfectly blends urban convenience with small-town charm. Nestled in the heart of the state, Downtown offers an array of amenities, cultural attractions, and a strong sense of community, making it an ideal place for families, young professionals, and retirees alike.

One of the standout features of Downtown is its accessibility to a variety of homes priced under $350,000. This affordability opens the door for first-time homebuyers and those looking to invest in a thriving area. The homes in this price range are diverse, with options ranging from cozy bungalows to modern townhouses, each exuding character and warmth. Many properties boast inviting outdoor spaces, perfect for enjoying North Carolina's mild climate, and are often just a stone's throw away from parks and recreational facilities.

Living in Downtown means you’ll have easy access to an eclectic mix of restaurants, shops, and entertainment venues, all within walking distance. Whether you’re in the mood for a delightful café, a boutique shopping experience, or a night out at the local theater, everything you need is right at your fingertips.

With a strong community spirit and a variety of events throughout the year, Downtown is more than just a place to live; it’s a place to thrive. If you’re looking for an affordable home in a lively and welcoming neighborhood, Downtown, NC is the perfect destination to call home. Explore your options today and discover the charm of this delightful subdivision!

Newest Downtown Homes under $350,000

$300,000

2 Beds ⋅ 1 Baths ⋅ 100613095 MLS

Situated in Southern Pines, this property offers an opportunity as a starter home or an investment project. The home features a living room, an additional living space, two bedrooms, one bathroom, and a kitchen. Storage is available with a linen closet and coat closet. A screened porch adds potential for outdoor use. The unfinished basement offers space for an additional kitchen and storage. With vision and updates, this property could become a comfortable residence in a desirable location. The lot to the right is also included, giving you ample space for parking and outside fun. (Photos were taken September 2025.)

435 W Connecticut Ave, Southern Pines

Listing courtesy of Listing Agent: Ashley Elaine Schaus () from Listing Office: Keller Williams Pinehurst.

$240,000

3 Beds ⋅ 2 Baths ⋅ 100606764 MLS

Welcome to 928 South 10th Street--an affordable and well-kept home offering a great opportunity for first-time buyers to get into the Wilmington market. This 3-bedroom, 2-bath home features a practical single-level layout with a comfortable living area and a natural flow into the dining space. The kitchen provides plenty of cabinet and counter space, along with a center island for added functionality. The dining area is filled with natural light, creating a bright and welcoming spot for everyday meals. The primary bedroom includes its own private bath and walk-in closet while two additional bedrooms offer flexibility for guests, a home office, or extra space as needed. A separate laundry area adds everyday convenience. Outside, you'll find a manageable yard that's easy to maintain without a lot of upkeep. Located just a short drive to downtown Wilmington, shopping, and restaurants, this home offers a solid combination of value and location. A great option for buyers looking for a simple, move-in ready home without breaking the budget.

928 S 10th St, Wilmington

Listing courtesy of Listing Agent: Bobby Price () from Listing Office: Keller Williams Innovate-Pleasure Island.

$329,900

1 Beds ⋅ 1 Baths ⋅ 100602457 MLS

$5,000 to use as you choose! A century of character has never looked so good. Rehabilitated in 2024, this charming downtown Wilmington cottage lets you skip the projects and start enjoying the lifestyle--morning coffee on the porch, evenings along the Riverwalk, and favorite restaurants, shops, and local attractions close by. Inside, refinished hardwood floors, an updated kitchen with butcher block countertops, and a beautifully tiled walk-in shower create a warm, welcoming retreat. The private fenced backyard--with a dock-style porch, sunshade, string lights, and low-maintenance turf--offers a peaceful place to unwind after a day downtown. Make it your full-time home, a personal Wilmington escape with rental flexibility, or continue its success as a top rated Airbnb. However you use it, 911 Dock Street makes it easy to settle in and enjoy the best of downtown living. Up to $2,500 credit with use of preferred lender, Sarah Newsome at Integrity Home Mortgage Corp.

911 Dock St, Wilmington

Listing courtesy of Listing Agent: Megan P Fuchs () from Listing Office: Coldwell Banker Sea Coast Advantage.

$315,000

3 Beds ⋅ 3 Baths ⋅ 100594947 MLS

Discover easy, low-maintenance living in this beautifully designed new construction home at 535 S. Henley St. in Southern Pines. Offering 3 bedrooms, 2.5 bathrooms, and 1,619 square feet, this contemporary cottage blends modern finishes with a functional layout designed for today's lifestyle. The main level features durable luxury vinyl plank flooring, stylish lighting, and an open living space that's perfect for entertaining or everyday living. Upstairs, upgraded carpeting creates a cozy retreat in each bedroom. Outside, enjoy a spacious backyard with room for gardening, play, or gathering with family and friends, all complemented by professional landscaping. With a one-car garage, no HOA, and the added confidence of a comprehensive home warranty, this move-in-ready home is an exceptional opportunity in one of Southern Pines' most convenient locations. The spacious kitchen flows seamlessly into the living and dining areas, creating an ideal space for entertaining or relaxing at home. Upstairs, the comfortable bedrooms provide a peaceful retreat, including a well-appointed primary suite. Step outside to enjoy the patio overlooking a generously sized backyard with plenty of room for gardening, outdoor gatherings, or simply enjoying the Carolina seasons. Professionally landscaped and complete with a one-car garage and an excellent home warranty, this move-in-ready home offers the perfect combination of quality, comfort, and convenience. Don't miss your opportunity to own this exceptional new home in SoPines!

535 S Henley St, Southern Pines

Listing courtesy of Listing Agent: Wesley Smith () from Listing Office: eXp Realty.

$262,900

3 Beds ⋅ 1 Baths ⋅ 100589506 MLS

Location, location... This adorable three bed ,two bath bungalow sits on a large lot just steps from Castle St and all that it has to offer: yoga, vintage shopping, a wine shop, coffee and several locally owned restaurants! This home has been rented to the same tenant for 20 years, and maintained well by the owners. New roof in 2019 and new HVAC in 2020.. The home was built in 1940 and features a large front porch, original pine floors, and interior arches characteristic of that period. A few updates will bring this jazz age back to it's glory!

517 S 7th St, Wilmington

Listing courtesy of Listing Agent: Jan C Brewington () from Listing Office: Dram Tree Realty.

$325,000

3 Beds ⋅ 2 Baths ⋅ 100589176 MLS

Attention Investors! Rare opportunity to own Section 8 income producing property! Long term tenants in place. See attached document for property features and upgrades.

1309 Church St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$285,000

3 Beds ⋅ 2 Baths ⋅ 100589173 MLS

Attention Investors!: Incredible opportunity to own income producing property in downtown. Designated Section 8 with long term tenant in place. See Documents for property upgrades and features.

1012 Hanover St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$285,000

3 Beds ⋅ 2 Baths ⋅ 100589174 MLS

Attention Investors! Incredible opportunity to own income producing property in downtown, Designated Section 8 with long term tenant in place. See attached Documents for property upgrades and features.

1014 Hanover St, Wilmington

Listing courtesy of Listing Agent: Cole Turner () from Listing Office: Corcoran HM Properties.

$325,000

1 Beds ⋅ 1 Baths ⋅ 100555401 MLS ⋅ Downtown BLDG.

Experience downtown Wilmington living from one of the city's most iconic historic addresses at 21 N Front Street in the circa 1898 Masonic Temple Building. Newly refreshed with fresh interior paint, this second-floor 1-bedroom, 1-bath condo offers a bright, clean feel while preserving the timeless character that makes downtown living so desirable. Inside, you'll find hardwood floors, granite countertops, and a fully tiled walk-in shower. From the bedroom and private balcony, enjoy peek-a-boo views of the Cape Fear River and bridge - an everyday reminder that you're in the heart of one of the South's most celebrated coastal cities. Southern Living recently praised Wilmington for its vibrant riverfront, historic charm, walkable downtown, and thriving dining scene. Step outside and experience it all, award-winning Riverwalk, boutique shopping, local restaurants, coffee shops, nightlife, and live concerts at Live Oak Bank Pavilion just moments away. Whether you're looking for a primary residence, weekend getaway, or investment opportunity with strong short-term rental potential, this condo offers flexibility, location, and lifestyle. HOA dues include water and trash, and a public parking deck sits directly across the street with daily and long-term options available. Own a piece of Wilmington history and enjoy downtown living today!

21 N Front St Unit Unit 2e2, Wilmington

Listing courtesy of Listing Agent: Brittany L Allen () from Listing Office: Keller Williams Innovate-Wilmington.

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Downtown Homes under $350,000

Newest Downtown Homes under $350,000

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