Oak Island Homes with Two Levels

Welcome to Oak Island, North Carolina—a hidden gem nestled in the picturesque Brunswick County. This coastal paradise is renowned for its stunning beaches, vibrant community, and a laid-back lifestyle that perfectly captures the essence of Southern living. With its charming seaside atmosphere, Oak Island offers residents and visitors alike a delightful blend of natural beauty and recreational opportunities.

Imagine waking up to the gentle sound of waves lapping against the shore, with the salty breeze flowing through your home. Oak Island boasts a variety of real estate options, including beautiful two-level homes that provide ample space for families or those who love to entertain. These multi-story residences often feature open floor plans, allowing for seamless transitions between living areas, and are designed to maximize the breathtaking views of the Atlantic Ocean.

Living in a two-level home in Oak Island means you can enjoy the convenience of separate living spaces. With bedrooms on the upper level, you can retreat to a serene sanctuary after a day of beach adventures. The lower level often includes expansive living areas, perfect for hosting gatherings or unwinding with loved ones. Many of these homes also come with outdoor decks or balconies, where you can soak up the sun or watch the sunset paint the sky in hues of orange and pink.

Whether you’re drawn to the allure of beach activities, the charm of local shops and restaurants, or the welcoming community spirit, Oak Island is the perfect place to call home. Embrace the coastal lifestyle and discover the joy of living in a stunning two-level home in this idyllic coastal town.

Newest Oak Island Homes with Two Levels

$664,900

5 Beds ⋅ 3 Baths ⋅ 100591496 MLS

Rare find on Oak Island. Three bedrooms and two baths upstairs, two bedrooms and a bathroom downstairs. The downstairs living area is only accessible from the ground level and is not counted in the listed square footage of 1282, but it is the same square footage. The total is 2564 square feet of conditioned space. Enjoy living in the freshly painted upper floor, and have family and guests on the lower level, rent out the lower level, or rent out both levels with all five bedrooms. The lower level has a rental history and can generate over $20k a year in longer term rentals, and possibly a lot more from short term rentals. Home has a new roof, and new lower level HVAC system. No carpet in the house! It is all tile, and wood upstairs. LVP flooring on the ground level. All bedrooms upstairs have ceiling fans. Stainless steel appliances, and granite counters in kitchen, plus a pantry. Vaulted ceilings, primary suite has its own bathroom. Two other large bedrooms share a second bathroom. Great room, dining area and laundry closet on the main level. Large screened in covered wrap around deck. Downstairs is ready to rent, fully furnished, and has a large great room, dining area, and kitchenette. Downstairs could be handicap accessible. Down stairs has two bedrooms, plus a flex room that can sleep two people, great room, dining area, full bath, laundry room, and has its own HVAC system. Lower level also has an unconditioned storage room. The driveway, and gravel area could accommodate an RV, boat, or multiple vehicles. Large shed for storage in the back yard.Enjoy life on Oak Island while getting sizable rental income. 35th Street is a great location on the island. Flood zone X so no flood insurance is required.

238 Ne 35th St, Oak Island

Listing courtesy of Listing Agent: John S Dorazio () from Listing Office: RE/MAX Southern Coast.

$1,599,999

5 Beds ⋅ 4 Baths ⋅ 100591181 MLS

Wake up to breathtaking sunrises, unwind with spectacular sunsets, and experience true oceanfront living from the expansive deck and gazebo of this beautifully updated coastal retreat. Recent renovations include a stunning, fully remodeled kitchen along with updated bathroom vanities and countertops, creating a fresh, move-in-ready space for owners and guests alike. Three of the home's five bedrooms showcase incredible ocean views through floor-to-ceiling windows, bringing the beauty of the coast indoors. Situated on an extra-deep 250-foot lot, you'll enjoy additional space for beach games, gatherings, and relaxation, while the larger lot also provides room for natural dune growth and added separation from the shoreline and buildable footprint . Whether you're searching for a personal beach getaway, an income-producing investment, or the perfect combination of both, this property delivers. With an established rental history generating more than $100,000 in annual gross rental income per year, it's ready for its next owner to step in and continue its success. Located in the heart of Oak Island, you'll have easy access to local favorites including the amphitheater for summer concerts, boat ramps, fishing piers, tennis and basketball courts, playgrounds, a splash pad, dog park, and the popular weekly farmers market - all with no HOA. **Property Highlights:** * 5 Bedrooms | 3.5 Bathrooms * Direct Oceanfront * VE Flood Zone * 250-Foot Deep Lot * $100,000+ Annual Gross Rental Income * Renovated Kitchen, Updated Bathrooms and new HVAC system in the past 5 years * No HOA **INTERIOR PHOTOS COMING SOON** **AVAILABLE FOR SHOWINGS AS SOON AS 7/25/26 BETWEEN 1PM & 4PM**

2201 E Beach Dr, Oak Island

Listing courtesy of Listing Agent: Tidal Realty Partners () from Listing Office: REAL Broker LLC.

$2,099,999

6 Beds ⋅ 4 Baths ⋅ 100590967 MLS

This stunning 6BR/4BA oceanfront home, including 2 oceanfront suites, an elevated oceanfront private swimming pool is what living in luxury and paradise is all about! The swimming pool overlooks endless panoramic ocean views. The pool features the coveted tanning ledge for all to enjoy while over looking the Atlantic Ocean. An excellent protection feature with one of the only sea walls on Oak Island. There are also 2 oceanfront covered porches where you can sit and take in spectacular sunrises and sunsets. This home comes fully loaded with a fantastic rental income for 2026 so you can expect a great return on your investment for the start. This lovely home was recently remodeled all the way down to the studs so you have no need to worry as the electrical, plumbing, roof, and foundation have all been replaced. You are sure to love the open concept living, dining and kitchen areas, which provide plenty of space for entertaining and maximizes the ocean views. The gorgeous kitchen offers stainless-steel appliances and a large island breakfast bar. Comfortably fall asleep at night to the gentle sound of the waves rolling onto the shore, as well as relax in bed soaking in the amazing sunrise as you wake in the morning. Throughout the home you will notice granite countertops, custom tile showers, luxury plank flooring, and so much more! This home would not only be a magnificent primary or secondary home, but already boasts a fantastic rental history and could also make a great rental investment property. You must see this masterpiece for yourself to truly experience the luxurious lifestyle that awaits you here! Make it yours today!

3527 E Beach Dr, Oak Island

Listing courtesy of Listing Agent: John G Hamilton () from Listing Office: Better Beach Sales & Rentals, Inc..

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 100590642 MLS

Ready for your OCEAN FRONT HOME?! This 1.5 story home is ready for you! This home gets the approval of the sand and surf, providing a light and airy feel to the home, inviting one to feel the salt breeze and relax to the sound of the surf. This fully furnished 4 bedroom, 3 bathroom home has everything you need with a beachy, open concept that flows from the living room to the dining room and to the kitchen accented by one bedroom and bathroom all on the main level. While making your way upstairs, you will be overcome by the view from the oversized picturesque window leading to the additional 3 bedrooms and 2 full bathrooms. COME, sit back and relax on the deck with a cold refreshment while taking in the amazing sunrises and sunsets from the partially covered porch or soak in the sun rays from the open deck area. Extra storage for beach toys checks off the must have for a beach home! True turn key - furniture and furnishings included! Rental revenue is in place so you may keep collecting checks, or hurry & buy now so there is still time to block personal days for your own family & friends. Over $69k this year & the owner personally used multiple week. Are you ready for BEACH life? The town of Oak Island offers numerous amenities such as golf, tennis, basketball, splash pad, dog park, picnic area, boat launches & public docks & water accesses yet NO hoa fees. This BEACHFRONT home has amazing views. Imagine waking up to the sounds of waves or dining beside a moonlit ocean. Oak Island is the perfect place to to enjoy beach life. We all know the 3 most important words in real estate and this one has it-Location, Location, Location! This sought after location is ideal for year-round living, your personal second home, or collecting rental revenue.

2925 E Beach Dr, Oak Island

Listing courtesy of Listing Agent: Kim Skipper Anderson () from Listing Office: Art Skipper Realty Inc..

$1,200,000

3 Beds ⋅ 4 Baths ⋅ 100590101 MLS

Welcome to 203 Norton Street, a beautifully maintained coastal retreat located in the highly desirable Yaupon Beach area of Oak Island. Just steps from the beach at the end of the street, this move-in ready home offers the perfect blend of comfort, convenience, and coastal living. Enjoy an unbeatable location within walking distance of the Oak Island Pier, The Lazy Turtle Restaurant, Koko Cabana, local shops, and several popular restaurants, while being only a 15 minute drive to historic downtown Southport. Situated on a large lot in one of Oak Island's most sought after neighborhoods, this well appointed home features the convenience of an elevator, making all levels easily accessible. The recently painted exterior adds fresh curb appeal, while skylights throughout fill the home with abundant natural light. The spacious floor plan is designed for everyday living and entertaining. The kitchen features a center island and flows seamlessly into the dining area overlooking the inviting living room with a cozy gas log fireplace. The oversized primary suite offers a private balcony, creating the perfect place to enjoy your morning coffee or unwind after a day at the beach. The secondary bathroom includes a beautifully tiled walk-in shower. Outdoor living is abundant with a large front porch, expansive deck, patio, fenced backyard, and a ground level sunroom that's perfect for relaxing on peaceful evenings. The first floor offers exceptional functionality with two separate one car attached garages, a built-in work area, generous storage space, and a convenient bath with shower. This meticulously maintained home provides peace of mind with a roof replaced in 2019, a water heater installed in 2019, and two HVAC systems (manufactured 08/2019 and 09/2022). Whether you're searching for a primary residence, vacation getaway, or income producing investment property, this home checks every box. With no HOA, located outside the FEMA flood zone in the desirable FEMA X (0.2% annual chance) area, ownership is both practical and affordable. Oak Island's golf cart friendly community offers an exceptional coastal lifestyle with lots of public amenities and no HOA fees. Don't miss this rare opportunity to own a beautifully maintained home in one of Oak Island's most desirable locations, where the beach, dining, entertainment are all just a short stroll away.

203 Norton St, Oak Island

Listing courtesy of Listing Agent: Amanda D Clark () from Listing Office: Savvy + Co Real Estate.

$399,900

3 Beds ⋅ 2 Baths ⋅ 100588890 MLS ⋅ Tranquil Harbor BLDG.

Experience effortless coastal living in this exceptional ocean-view condo on Oak Island. Thoughtfully designed to maximize its spectacular views, the open living spaces and private balcony provide the perfect setting for morning coffee or evening relaxation. Just moments from the beach, this turnkey retreat offers an ideal blend of comfort, convenience, and investment potential. Whether you're seeking a permanent residence or second home this is your opportunity to own a piece of Oak Island.

5016 E Oak Island Dr Unit Apt 8, Oak Island

Listing courtesy of Listing Agent: Rodney Keesee () from Listing Office: Coastal Lights Realty.

$1,365,000

4 Beds ⋅ 3 Baths ⋅ 100587530 MLS

Wake up to relaxing mornings on Oak Island's quiet west side, where this water view home has peeks out over the ICW. Built 4 years ago, it has 4 bedrooms, 3 bathrooms, and 2,334 square feet of finished space on an oversized quarter-acre lot. This home is 100% move-in ready, with a large family room on the main level and a large rec room downstairs -- plenty of space to spread out and relax. It has it all: covered and screened porches for relaxing outside in any weather, an elevator for easy access to every level, and a heated inground pool with two water features. The entire backyard is enclosed by a 6-foot white vinyl privacy fence, so you can enjoy the pool and outdoor space with total privacy. The professionally designed landscaping is fully irrigated on its own separate water meter. The primary suite feels like a retreat, with a spa-like shower and a jetted spa tub for unwinding after a day at the beach. Custom closets are built into every bedroom, plus extra custom storage in the pantry and linen closets, so everything has its place. Inside, the gourmet kitchen features a newly informed gas range with a high-CFM range hood and pot filler faucet. You're a request from the beach and close to local shows and restaurants. Contact us for a private tour!

1505 W Yacht Dr, Oak Island

Listing courtesy of Listing Agent: The Soho Group () from Listing Office: Keller Williams Innovate-OKI.

$799,000

4 Beds ⋅ 4 Baths ⋅ 100586444 MLS

You guys, let's talk about the elephant on the island first: this home sits on East Oak Island Drive, one of Oak Island's main routes. Yes, there is traffic out front. But before you scroll past it, this corner-lot setup has a little secret weapon: a circular drive that lets you pull in from either East Oak Island Drive or NE 26th Street and leave facing forward. No awkward backing out onto the main road, no driveway gymnastics. Just easy in, easy out, plus plenty of parking for guests, beach gear, a boat, RV, trailer, or that golf cart you are absolutely going to want. And once you step inside? The road feels a whole lot farther away. The home is quiet inside, and the covered back deck, grilling area, patio, fenced yard, and outdoor shower create a private little retreat out back. This bright, beautifully flexible 4-bedroom, 3.5-bath home is ready to work for the way you want to use it. Need a beach escape? Done. Want a second home that can help offset ownership costs with rental income? Also done. Looking for a roomy primary residence with space for guests, an adult child, aging parent, for multigenerational living? This one has layers. And here is one of the big Oak Island features buyers are always asking about: the home is already set up with an elevator shaft currently being used as owner storage. The electrical is in place, so there is a clear path to adding an elevator in the future, with installation estimated around $20,000. That is a huge plus for a home on pilings and makes this property even more flexible for long-term use. Want to explore it further? I am happy to connect you with an elevator company, help get quotes, and take some of that ''okay, but what would that really cost?'' homework off your plate. This home has been primarily enjoyed by family and friends over the years, but it is now professionally managed and booked through much of the summer, proving it can absolutely perform as a vacation rental when you are not using it. Think of it as your beach getaway that can also help carry its weight. Use it when you want, rent it during prime weeks when you are not here, and let those bookings help offset the mortgage and ownership costs. Upstairs, the open living, dining, and kitchen space is light, spacious, and made for gathering. The kitchen brings the counter space, island seating, and room for a crowd, while the dining area can easily accommodate a larger table for those ''everyone is coming over'' beach weekends. The primary suite offers generous space, a walk-in tile shower, and room for a king-size bed. A second bedroom, third bedroom, and Jack-and-Jill bath keep the upstairs layout easy and functional for family or guests. Downstairs adds a whole second living experience with its own living area, game or dining space, spacious bedroom, full bath, laundry room, and excellent storage. It is ideal for guests who want their own hangout zone, or it could work beautifully for multigenerational living. There is even potential to explore adding a kitchenette downstairs for an even more independent setup. The long tandem garage is another standout. Park a large vehicle, small boat, trailer, and golf cart, use it for beach toys and storage, or keep the current game-room vibe going. There is room to make this space fit your lifestyle, whether that means trucks, golf carts, paddleboards, bikes, a pool table, or all of the above. Outside, the fenced backyard is wonderfully low-maintenance and gives you room to dream a little. It can accommodate a great hot tub or swim spa, and there may also be room to explore a smaller pool option depending on the design and placement. I can help with that legwork too, whether that means connecting you with pool or spa companies, getting ideas on placement, or gathering quotes so you can make decisions with real numbers instead of guessing. Easy peezy. Not on a direct beach-access street? No problem. You can be at the beach in just a few minutes via Yacht Drive by gol the home gives you a great place to store it when you are back. You are also close to the Intracoastal Waterway, Veterans Park, and the public boat ramp at NE 55th Street, making this a fantastic option for boaters and coastal adventurers. The furniture comes with, creating an easy turnkey opportunity, and additional accessories or furnishing options may be negotiable for buyers who want the home ready to enjoy from day one. Bring your own style, keep the current setup, or let's talk about creating the beach home that fits your vision. This is not a cookie-cutter beach house. It is colorful, flexible, rental-ready, full of storage, and designed for real-life coastal living. Come see why this East Oak Island Drive corner might just be the best surprise on your home tour.

2602 E Oak Island Dr, Oak Island

Listing courtesy of Listing Agent: Jessica M Wainwright () from Listing Office: Live Love Brunswick.

$649,500

3 Beds ⋅ 4 Baths ⋅ 100586308 MLS

Nestled in Oak Island's highly sought-after Tranquil Harbor community, this spacious residence presents a rare opportunity. Boasting over 2,400 square feet of living space, this home features an expansive layout with three separate living areas, three bedrooms, three and a half bathrooms, a versatile flex room, and a functional mudroom. Its solid construction offers the perfect canvas for a buyer looking to customize and infuse their personal style. This home is located in an ''X'' flood zone, which is the best you can get in a home! The owner has never had a problem with flooding! Furnishings and all items remaining in the home will convey with the property, including the washer/dryer and 2 refrigerators, ensuring an easy, seamless move-in transition. The exterior features a wired storage shed equipped with a wall air-condition unit, plus additional storage for all your beach and outdoor essentials. Best of all, coastal living is at your doorstep with beach access just a fun stroll away via the scenic 31st Street walkway. In addition, the Oak Island Recreation Center is practically right across the street! Whether you're looking for a permanent residence or a vacation getaway, the generous footprint of this home is ready for you to add modern finishes and create your dream coastal escape. (Roof 2025, hot water heater 2025, most of siding replaced 2025, attic fan 2025)

109 Ne 30th St, Oak Island

Listing courtesy of Listing Agent: Amy J Gereb () from Listing Office: Margaret Rudd Assoc/O.I..

$885,000

3 Beds ⋅ 3 Baths ⋅ 100585298 MLS

RARE OAK ISLAND PROPERTY! ONE STREET FROM SCENIC WALKWAY TO DIRECT BEACH ACCESS! TEMPERATURE-CONTROLLED SALTWATER POOL! NEARLY 2.5 LOTS! 1,176 SQFT HEATED & COOLED GARAGE/WORKSHOP COMPLEX! SIDE STREET DRIVEWAY! TWO SEPARATE LIVING SPACES! TONS OF STORAGE! Looking for a home that fits your lifestyle, hobbies, and family? This one-of-a-kind Oak Island property offers space, flexibility, storage, and upgrades that are incredibly hard to find. Situated on nearly 2.5 lots and just one street from scenic walkway beach access, this property offers over 2,300 square feet of versatile living space designed for everyday comfort and entertaining. The main level features a spacious living room centered around a cozy fireplace, along with the kitchen, dining area, laundry room, half bath, and a private primary suite with its own full bath, making first-floor living easy and convenient. Upstairs, you will find two additional bedrooms, a full bath, and a separate living area, creating the perfect setup for guests, family, a media room, home office, or playroom. The detached 1,176-square-foot heated and cooled garage/workshop complex is a rare standout feature. One side offers ample room for vehicles, tools, hobbies, and storage, while the other side is designed for entertaining with a stove, refrigerator, and plenty of room to gather, watch the game, or relax. Both spaces are climate-controlled for year-round comfort, adding even more usable living space. Step outside to your private backyard retreat featuring a 14x28 temperature-controlled saltwater pool, allowing you to heat it during cooler months or cool it during the summer for the perfect swim year-round. The outdoor space also includes a screened porch, white vinyl fencing, fresh landscaping, a fire pit area for relaxing coastal evenings, and an additional backyard storage shed for pool equipment, outdoor gear, and extra storage. An added bonus is the convenience of an Oak Island Drive address without the hassle of pulling directly onto Oak Island Drive, thanks to the side street driveway access. Recent major improvements include a Fortified Shingle Roof (2025), Water Heater (2026), Crawlspace Encapsulation & Dehumidifier (2026), Structural Support System (2026), dual HVAC systems for the home (2023), white vinyl fencing (2021), 14x28 temperature-controlled saltwater pool (2023), new landscaping (2023), stainless steel kitchen appliances (2021), washer and dryer (2023), updated lighting (2023), outdoor ceiling fans (2026), upstairs paint (2025), downstairs paint (2024), whole house exterior paint (2024), screened porch (2022), garage HVAC system (2024), gutters on the back of the garage (2023), and gutter guards (2023). With two separate living spaces, first-floor primary suite, cozy fireplace, nearly 1,200 square feet of heated and cooled garage/workshop space, multiple storage options, nearly 2.5 lots, side street driveway access, and beach access just one street away, this is a rare opportunity to own one of Oak Island's most versatile and unique properties. Schedule your showing today!

2008 E Oak Island Dr, Oak Island

Listing courtesy of Listing Agent: Maggie Lin () from Listing Office: Century 21 Coastal Advantage.

$1,399,990

4 Beds ⋅ 2 Baths ⋅ 100584915 MLS

Wake up to breathtaking ocean views and fall asleep to the soothing sound of the waves in this inviting oceanfront retreat. Perfectly positioned just steps from the sand, this coastal getaway is designed for making unforgettable memories. Relax on the partially covered porch or soak up the sun on the deck with built-in bench at the end of your private beach walkway as the ocean breeze surrounds you. After a day on the shore, rinse off in the enclosed outdoor shower before stepping inside to a warm and welcoming open-concept living space with vaulted ceiling, beautiful natural wood accents, and gorgeous ocean views. The spacious kitchen features a breakfast bar and seamless flows into the dining and living areas--ideal for entertaining family and friends. Generously sized bedrooms provide comfort for everyone, while select bathrooms offer double vanities for added convenience. Located just a short stroll from Ocean Crest Pier, local dining, and only minutes from shopping, entertainment, and everyday essentials, this home offers the perfect blend of relaxation and accessibility. Whether you're searching for a vacation rental investment, a full-time coastal residence, or your own private beach escape, this beautiful home delivers the lifestyle you've been dreaming of. Don't miss the opportunity to own your piece of paradise--schedule your private showing today and discover everything beachfront living has to offer.

2203 E Beach Dr, Oak Island

Listing courtesy of Listing Agent: John G Hamilton () from Listing Office: Better Beach Sales & Rentals, Inc..

$1,795,000

8 Beds ⋅ 8 Baths ⋅ 100584829 MLS

This is a true Vacation Rental Powerhouse and one of the most extraordinary luxury coastal opportunities ever offered on Oak Island. This is the beach house buyers wait years to find. Offering 8 bedrooms, 7 full bathrooms, 1 half bathroom, and approximately 3,600 square feet, this stunning custom-built coastal retreat was designed to maximize rental performance, luxury living, and unforgettable entertaining...*There are 2 bedrooms and 1 bathroom that will be built on the ground level after the rental season for the new owner and included in the purchase price. The addition will be fully curated and furnished similar to the rest of the home. Every detail has been carefully curated to deliver an exceptional experience, from the premium construction materials and designer-selected finishes to the soaring ceilings and expansive open-concept floor plan that captures natural light and showcases breathtaking coastal surroundings. The heart of the home is an impressive chef's kitchen built for entertaining on a grand scale, seamlessly connecting to the expansive living and dining areas. Multiple gathering spaces throughout the home provide plenty of room for large groups while maintaining a warm and inviting atmosphere. Spacious covered porches invite you to relax, unwind, and enjoy the coastal breezes from sunrise to sunset. Step outside and discover your own private resort-style oasis. The spectacular pool area creates the ultimate setting for vacation memories, offering the perfect place to lounge, entertain guests, and enjoy life at the beach. Whether serving as a luxury vacation destination, a second-home retreat, or a full-time residence, this property delivers an unmatched coastal lifestyle. Professionally curated by the builder's interior designer, the home showcases exceptional craftsmanship and upscale finishes throughout, including Hardie siding, spray foam insulation, luxury vinyl plank flooring, custom tile bathrooms, and countless designer touches that elevate every space. Properties of this caliber rarely become available. Combining luxury, size, location, and exceptional income-producing potential, this remarkable property represents the very best of Oak Island living. Whether you're seeking a high-performing investment, an incredible family retreat, or both, this is a rare opportunity to own one of the island's premier coastal homes. Schedule your private showing today and experience firsthand what makes this one of Oak Island's most impressive luxury offerings.

6603 E Oak Island Dr, Oak Island

Listing courtesy of Listing Agent: Baxter Cheek () from Listing Office: Keller Williams Innovate-OIB Mainland.

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